Citibank - Silver Credit Card

Cash Advance Rate	21.24%
Annual Fee	$89.00
Minimum Repayments	$30/2%
Late Payment Fee	$10.00
Rewards Fee	-
Additional Cards	4
Additional Card Fee	$15.00

20.74%

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Automatic benefits and a security guarantee

The secret to selecting the credit card type that will best suit your needs and lifestyle is by making a comparison. First, think of the features that you most need. Would you rather be making a payment for the full amount of your bill each month? If this is the case, then you need to look for a credit card which offers no annual fee and a good rewards program. On the other hand, if you only make a minimal payment each month towards your credit card bills, a low interest rate card is much more suitable for you.

Basic Features of the Citibank Silver Credit Card

The primary feature of a Citibank Silver Credit Card is that it offers a generous credit limit. More often than not, Silver, Gold and Platinum cards have a higher credit limit as compared to the standard cards in the market. However, most premium cards provide more rewards and privileges to credit card holders as compared to standard card holders.

With the Citibank Silver Credit Card, there is a low interest rate applied to balance transfers. This is helpful for individuals who would like to consolidate their debt and take advantage of lower introductory interest rates.

This Silver credit card offered by Citibank has a high credit limit, and you can enjoy up to 55 days as an interest-free period. The additional features include the free Rewards Program, Qantas Frequent Flyer points, worldwide acceptance, Citibank World Privileges and a host of other features provided by Citibank which are unique to Citibank Australia customers.