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Basic Home Loans for investment to first time buyers.

Whether you are a first time buyer or are looking to invest in real estate, Rates Online makes home loan rate comparisons simple. With comprehensive information on policies from the major Australian home loan companies including CBA, NAB, Westpac, ANZ, Aussie, St George Bank and others. Make your choice an informed one and find a home loan policy that is perfect for you.

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Variable Rate Home Loan - State Custodians - standard variable offset

Variable Rate Home Loan - State Custodians - standard variable offset Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.22% 6.30% $345 $1,534
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes - Free, unlimited additional repayments MORE INFO >

Basic Home Loan - Suncorp - Back to Basics $150k+

Basic Home Loan - Suncorp - Back to Basics $150k+ Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.60% 6.60% $0 $1,597
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Information has not been provided by Suncorp. MORE INFO >

Basic Home Loan - AMP - Basic 1 Year Fixed Spring Campaign

Basic Home Loan - AMP - Basic 1 Year Fixed Spring Campaign Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.09% 6.49% $0 $1,513
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 1 Year Fixed Spring Campaign (90% + LMI Cap)

Basic Home Loan - AMP - Basic 1 Year Fixed Spring Campaign (90% + LMI Cap) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.69% 7.10% $350 $1,612
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 2 Year Fixed Spring Campaign

Basic Home Loan - AMP - Basic 2 Year Fixed Spring Campaign Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.99% 6.44% $0 $1,497
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 2 Year Fixed Spring Campaign (90% + LMI Cap)

Basic Home Loan - AMP - Basic 2 Year Fixed Spring Campaign (90% + LMI Cap) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.59% 7.05% $350 $1,595
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 3 Year Fixed Spring Campaign

Basic Home Loan - AMP - Basic 3 Year Fixed Spring Campaign Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.99% 6.40% $0 $1,497
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 3 Year Fixed Spring Campaign (90% + LMI Cap)

Basic Home Loan - AMP - Basic 3 Year Fixed Spring Campaign (90% + LMI Cap) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.59% 7.01% $350 $1,595
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 5 Year Fixed Spring Campaign

Basic Home Loan - AMP - Basic 5 Year Fixed Spring Campaign Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.69% 6.60% $0 $1,612
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - AMP - Basic 5 Year Fixed Spring Campaign (90% + LMI Cap)

Basic Home Loan - AMP - Basic 5 Year Fixed Spring Campaign (90% + LMI Cap) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
7.29% 7.22% $350 $1,712
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - Bank of Melbourne - Basic Home Loan

Basic Home Loan - Bank of Melbourne - Basic Home Loan Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.63% 6.65% $500 $1,602
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Information has not been provided by Bank of Melbourne. MORE INFO >

Basic Home Loan - St George Bank - Basic Home Loan

Basic Home Loan - St George Bank - Basic Home Loan Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.63% 6.65% $500 $1,602
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Information has not been provided by St George Bank. MORE INFO >

Basic Home Loan - AMP - Basic Variable

Basic Home Loan - AMP - Basic Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.87% 6.90% $350 $1,641
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

Basic Home Loan - Citibank - Basic Variable

Basic Home Loan - Citibank - Basic Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.45% 6.45% $0 $1,572
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
No minimum or maximum. MORE INFO >

Basic Home Loan - Heritage - Basic Variable

Basic Home Loan - Heritage - Basic Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.53% 6.53% $0 $1,585
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited MORE INFO >

Basic Home Loan - AMP - Basic Variable (90% + LMI Cap)

Basic Home Loan - AMP - Basic Variable (90% + LMI Cap) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
7.47% 7.50% $350 $1,743
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments at any time by electronic transfer, by mail or deposit at Australia Post. MORE INFO >

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