BankWest Mortgage Shredder Intro - 12 Month Fixed (Offset)

This loan is suitable for
Available for loan amounts $20,000 - $749,999
A person who is self employed - Last 2 years full personal and company tax assessment notices, tax returns and financials required for verification..
Available for people who will live in the property.
Suitable for people looking for a residential investment loan.
A guarantor can be used.

Home Loan Loan Term
Loan term up to 30 years

Home Loan Loan Size
For loans with a minimum value of $20,000 and a maximum of $749,999

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Repayment Options
Fortnightly repayments accepted.
Monthly repayments accepted.

Extra Repayments
Additional repayments are allowed - Penalty applies if more than 75% of loan is repaid within the first 3 years.

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Split Loan Facility
Split loan is available - No Maximum number of splits - each split will have a separate account number.

Offset
Not available.

Redraw Facility
Redraw is available - Online, Complete the Home Loan Access Form (found in Paper Forms) and fax to BankWest.
$50 per withdrawal over the counter..

LVR for BankWest Mortgage Shredder Intro - 12 Month Fixed (Offset)

Maximum available LVR is 95%

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Fees for BankWest Mortgage Shredder Intro - 12 Month Fixed (Offset)

Monthly Fee $15.00
Annual Fee $0
Establishment Fee $0
Discharge Fee $300
Legal Fee $0
Portability Fee $350
Settlement Fee $0
Switching Fee $495
Early Termination Fee $0
Loan increase for SA is $495.
Other states where increase is <$50k loan increase fee is $495.
Other states where increase is >$50k loan increase fee is $700.
$100 fee for rework after docs issued.