Police and Nurses Credit Society Dream Home Loan

Comparison Rate	6.55%
Amount	$250,000
Term	30 years
Monthly Payment Est.	$1,578.53
Total Amount Paid Est.	$570,890
Establishment Fee	$650.00

This loan is suitable for
A person who is self employed - 100%. Last 24 months recent financials must be provided..
A guarantor can be used - Parental guarantor only, 2nd mortgage cannot exceed 80% LVR.

Home Loan Loan Term
Loan term up to 30 years

Home Loan Loan Size
For loans with a minimum value of $50,000 and a maximum of $0

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Repayment Options
Weekly repayments accepted.

Extra Repayments
Additional repayments are allowed - Unlimited.

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Split Loan Facility
Split loan is available - If any of the following apply then the application CANNOT be split:
- 490 and/or 124 products in combination with any other products
- Any or all of the loan includes a Construction/Major renovation purpose.

Offset
Not available.

Redraw Facility
Redraw is available.

LVR for Police and Nurses Credit Society Dream Home Loan

Maximum available LVR is 95%

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Fees for Police and Nurses Credit Society Dream Home Loan

Monthly Fee $5.00
Annual Fee $0
Establishment Fee $650
Discharge Fee $0
Legal Fee $0
Portability Fee $0
Settlement Fee $192
Switching Fee $410
Early Termination Fee $0
Top Up: $410 metro < $1m, $640 for metro > $1m/non metro.
Progress Payment Inspection Fee (no. progress payments x $99), Progress Payment Admin Fee (no. progress payments x $50). Total $149 per progress drawdown.

From 1 October 2009 all new Police & Nurses members opening a savings account or lending product will be required to purchase a $10 share with the Society per member/person.

Other fees refer to lender.