This loan is suitable for
A person who is self employed - Self employed for more than 2 years: Each applicant to evidence with 2 years worth of personal tax returns, partnership tax returns and sole trader/partnership/trust or company financial statements (inc profit and loss accounts and balance sheets) where applicant has earned income from any of these sources. Note - after 1 December it is mandatory to supply the previous 30 June financials as above. Include any details of ongoing contracts if the applicants income is derived from that source.
Self Employed less than 2 years: Last 2 years personal and business tax returns, interim trading results prepared by a certified accountant, accompanied by a balance sheet and a letter from a certified accountant estimating the taxable income the applicant is expected to earn in the current financial year. Note - Mortgage Insurance is not available for applicants who have not been in current business for min 2 financial years..
A guarantor can be used.
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $250,000 and a maximum of $499,999
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Repayment Options
Weekly repayments accepted.
Extra Repayments
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Split Loan Facility
Split loan is available - Split with standard products only..
Offset
Not available.
Redraw Facility
Redraw is available.
LVR for Fixed Rate Home Loans - West Pac - Premier Advantage 5 Years Fixed Option Home Loans $250k to $500k
Maximum available LVR is 95%
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Fees for Fixed Rate Home Loans - West Pac - Premier Advantage 5 Years Fixed Option Home Loans $250k to $500k
Monthly Fee $32.92
Annual Fee $395
Establishment Fee $0
Discharge Fee $400
Legal Fee $0
Portability Fee $0
Settlement Fee $0
Switching Fee $0
Early Termination Fee $0
Re-fixing the loan at the conclusion of the current fixed rate period - fee $150 (PAP and IOA customers re-fixing are exempt from the fee)
