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Page 29 of 37 Home Loans

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Variable Rate Home Loan - BankWest Rate Cutter Home Loan - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.58%	6.48%	$0	$1,577

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
With a deposit of 5%, BankWest will loan up to $749,999 on a variable rate of 6.58%. MORE INFO >

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Variable Rate Home Loan - BankWest Rate Cutter Home Loan (Offset) - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.58%	6.57%	$0	$1,577

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Variable rate of 6.58% with no establishment fees. BankWest do not charge any arrangement fees for this loan. MORE INFO >

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Intro Rate Home Loan - Commonwealth Bank Rate Saver 3 Year Special Variable - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.29%	6.52%	$600	$1,580

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Commonwealth Bank are offering this 6.29% variable rate home loan for those with a minimum deposit of 5%. MORE INFO >

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Line of Credit Home Loan - Commonwealth Bank Residential Equity Rate LOC - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
7.16%	7.26%	$600	$1,690

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
7.16% variable rate from Commonwealth Bank. Deposit of 10% required. MORE INFO >

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Line of Credit Home Loan - Commonwealth Bank Residential Equity Rate LOC - Low Doc - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
7.16%	7.26%	$600	$1,690

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
With a deposit of 20%, Commonwealth Bank will loan up to $2,500,000 on a variable rate of 7.16%. MORE INFO >

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Fixed Rate Home Loan - La Trobe Residential Loan 1 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
9.19%	7.75%	$0	$2,046

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Borrow up to 75% of the value of the property you're buying at a fixed 9.19% from La Trobe. Feature to consolidate your other loans into your mortgage. MORE INFO >

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Fixed Rate Home Loan - La Trobe Residential Loan 2 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
9.59%	7.98%	$0	$2,119

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
9.59% for 2 years available to those who are wishing to buy to let. Maximum 75% LVR. MORE INFO >

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Fixed Rate Home Loan - La Trobe Residential Loan 3 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
10.04%	8.29%	$0	$2,201

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
3 year fixed rate of 10.04%. To apply you need a deposit of 25%. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Equity Express - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
8.25%	8.30%	$0	$1,878

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
8.25% variable rate from La Trobe. Borrow up to $1,000,000 with a deposit of 40%. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Equity Express Prime Variable - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
8.65%	8.70%	$0	$1,949

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
This variable home loan charges 8.65% over a maximum loan term of years. There is no arrangement fee. No charge for switching. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Express 1 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
9.79%	8.46%	$0	$2,155

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Additional repayment features on a fixed 9.79%, 1 year rate from La Trobe. Borrow a maximum of $1,000,000. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Express 2 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
10.19%	8.69%	$0	$2,229

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
10.19% fixed rate loan from La Trobe. To apply you must have at least a 40% deposit of the value of the property you wish to finance. There are also no arrangement fees for this loan. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Express 3 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
10.49%	8.95%	$0	$2,285

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Redraw features on this 10.49% fixed rate from La Trobe allow you to withdraw money from the loan. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Express Construction Prime Variable - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
9.80%	9.85%	$0	$2,157

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
9.8 variable loan with a maximum Loan Value Ratio of 60% meaning a minimum 40% deposit is required. This loan is available to those who are wishing to finance a construction up to the value of $749,999. MORE INFO >

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Low Doc Home Loan - La Trobe Residential Loan Express Prime 1 Year Fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
10.29%	8.87%	$0	$2,248

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
A low fixed interest rate of just 10.29% for a year period. A maximum of 60% of the property value can be borrowed meaning you must have a minimum deposit of 40%. MORE INFO >