Adelaide Bank SmartFix
SmartFix is set at a variable rate and combines a fully featured home loan with the benefits of a transactional 100 per cent offset account.
It also displays information on your offset balance separately, making it easy to check how much you owe in an easy-to-read format.
Adelaide Bank SmartFit
Adelaide Bank's SmartFit home loan package operates on a fixed rate of one to five year terms with 100 per cent offset.
By separating the offset balance from your regular display, it aims to make letting you know how much money you owe and how much money you own as simple as possible.
Adelaide Bank SmartSaver
SmartSaver is part of the Adelaide Bank's Smart Suite of mortgage packages. It caters to buyers looking to invest in the residential property market or refinance their existing loan.
Its main features include a discounted variable rate and no monthly administration fees, as well as unlimited extra repayments, redraw and choice of repayment frequency.
Adelaide Bank SmartDoc
SmartDoc is a variable rate loan that is suitable for self-employed and certain PAYG borrowers.
Buyers are asked to sign an income declaration and accountant verification form in lieu of proof of income statements.
SmartDoc will accept additional repayments at any time (limits apply to fixed rate loans), as well as provide the flexibility of redraw and choice of repayment frequency.
Adelaide Bank SmartDoc Fixed
The SmartDoc Fix loan has similar features to the SmartDoc mortgage, however, it also provides customers with the choice of a one to five fixed rate term.
As part of the SmartDoc product range, it offers self-employed and some PAYG borrowers the option of signing an income declaration and accountant verification form instead of providing proof of income.
Adelaide Bank SmartDoc Plus
SmartDoc Plus is marketed as an alternative option for self-employed buyers who are looking for a flexible home loan.
It is a variable rate loan which is available to customers with loans between 60 - 70 per cent loan to valuation ratio (LVR) and who do not wish to purchase lenders mortgage insurance (LMI).
