ANZ Home Loan Comparison

ANZ's range of mortgages can be conveniently searched according to your precise criteria with RatesOnline.

Find loans with a particular feature, such as line of credit loans, low doc loans, interest only loans or bridging finance, among many more.

Alternatively, search all available ANZ home loans, sorting to find the lowest interest rate, $0 application fee loans or the lowest monthly repayment, tailored to your specific situation. You can easily see whether a particular product has options like offset, redraw or ongoing fees. Use the compare feature to look more closely at the loans which interest you.

ANZ Fixed Rate Home Loans

Within a portfolio of fixed rate loans, you have the option to set your interest rate for between 1 and 10 years. For those who like to plan ahead and have certainty in the financial situation, this option can be invaluable. The majority of ANZ fixed rate loans allow offsetting, fortnightly repayments and other optional features.

ANZ Variable Rate Home Loans

Variable rate home loans offer you the greatest flexibility, with the ability to repay your loan as quickly as you like. An ANZ variable rate home loan may be suitable when you believe it likely that official interest rates will come down, when you expect to sell your property within a short time or when you need the flexibility of additional features.

Simplicity Plus

The Simplicity Plus product is designed to be easy to understand. This loan has the option to add features, but does not come with a complicated catalogue of benefits and charges. Simplicity Plus comes with a standard variable rate and no application fee.

Breakfree

The Breakfree package offers you a discount on your choice of variable or fixed interest rates, discounted credit card and offset account fees when you bundle your mortgage, everyday account and credit card into the Breakfree bundle. The bundle is also suitable for investors, with facility for up to five home or investment loans.

Lo Doc

For those who have the ability to service a home loan, but whose earnings aren't substantiated by the standard types of paperwork, an ANZ Lo Doc loan is ideal. The application process is flexible and designed specifically for the self-employed. Competitive interest rates apply, but a larger than standard deposit is usually required.

Land Loan

An Land Loan gives you the freedom to purchase your land without an existing home. You can bundle your Land Loan with a building loan from ANZ, or choose another lender for the building portion of the loan. Building of an investment property must commence within 12 months, and building of residential properties must be complete within 3 years.

Equity Manager

An equity manager package gives you a line of credit, totalling any pre-agreed amount up to the maximum equity available in your home. You can access funds easily through a range of options including the bank's ATMs. Your repayment schedule for the Equity Manager can be negotiated with the bank.

Bank Awards

ANZ has been named Money Magazine's Home Lender of the Year five times since 2005, and AFR Smart Investor Magazine's Home Lender of the Year Award five times since 2000. ANZ home loans continue to take out honours throughout the industry for both product range and customer satisfaction.