Aussie Home Loans

Aussie Home Loans was established in 1992 and has grown to become one of Australia's leading financial service providers outside of banking. In 2009, Aussie Group acquired Wizard Home Loans, which built an increased customer base and led the company to add more services to their mortgage range.

They now represent 16 home loan brands - including all four major banks - and also offer their own suite of products. There are 145 retail outlets operating in both city and rural areas and mortgage brokers from Aussie also conduct home-visits on request. In recent years the company has won a long list of awards and continues to provide affordable mortgage options.

Aussie Aussie Optimizer 1 yr Fixed Rate

Aussie Aussie Optimizer 1 yr Fixed Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.99% 6.50% $0 $1,497
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Additional Repayments up to 5% of the settled loan value p/a. MORE INFO >

Aussie Aussie Optimizer 2 yr Fixed Rate

Aussie Aussie Optimizer 2 yr Fixed Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.99% 6.45% $0 $1,497
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Additional Repayments up to 5% of the settled loan value p/a. MORE INFO >

Aussie Aussie Optimizer 3 yr Fixed Rate

Aussie Aussie Optimizer 3 yr Fixed Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.99% 6.41% $0 $1,497
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Additional Repayments up to 5% of the settled loan value p/a. MORE INFO >

Aussie Aussie Optimizer Plus Variable Rate

Aussie Aussie Optimizer Plus Variable Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.55% 6.65% $198 $1,588
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Aussie Aussie Optimizer Standard Variable Rate

Aussie Aussie Optimizer Standard Variable Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.55% 6.55% $0 $1,588
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Aussie Aussie Optimizer Variable Rate

Aussie Aussie Optimizer Variable Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.55% 6.55% $0 $1,588
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Aussie Aussie Optimizer 4 yr Fixed Rate

Aussie Aussie Optimizer 4 yr Fixed Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.59% 6.56% $0 $1,595
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Additional Repayments up to 5% of the settled loan value p/a. MORE INFO >

Aussie Aussie Optimizer Line of Credit

Aussie Aussie Optimizer Line of Credit Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.59% 6.69% $198 $1,595
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Aussie Aussie Optimizer 5 yr Fixed Rate

Aussie Aussie Optimizer 5 yr Fixed Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.69% 6.61% $0 $1,612
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Our Opinion:
Yes - Additional Repayments up to 5% of the settled loan value p/a. MORE INFO >

Aussie Optimizer

The Aussie Optimizer is a standard variable loan that offers a range of flexible features which can be accessed with no extra cost.

Customers have the option to redraw funds when needed, split the loan, convert to a fixed rate, choose to pay interest only, choose between fortnightly and monthly repayments and access Aussie's BPAY.

Aussie Optimizer Fixed Rate

Aussie Optimizer Variable Rate has a fixed rate term of up to five years, no accountant maintenance fees and is designed for residential properties.

It also comes with a range of flexible features including the option to make additional payments, the choice to pay interest only, as well as fortnightly or monthly repayments.

Aussie Optimizer Variable Rate

Aussie Optimizer Variable is a portable loan designed for residential properties - it offers a competitive rate with a range of features and no ongoing management fees.

Customers get discounted variable rates depending on the amount borrowed compared to the value of the property - the loan to value ratio (LVR) - and the lower the LVR the higher the discount.

There is also the option to redraw, split the loan, convert to a fixed rate, choose to pay interest only, choose between fortnightly and monthly repayments and access their BPAY.

Aussie Optimizer Plus Variable Rate

Aussie home loans Optimizer Plus Variable has low ongoing management fees for investors borrowing more than $350,000.

It offers customers a competitive interest rate that is tailored to their financial situation and a range of product features.

These include variable rates that depend on loan to value ratios (LVR) and the option to redraw, split the loan for no additional cost, convert to a fixed rate at a time that suits you, pay interest only, choose between fortnightly and monthly repayments and access BPAY.

Home buyers will also receive a deposit card and access to redraw via ATMs, however, some transaction fees may apply.

Aussie Optimizer Line of Credit

The Aussie Optimizer Line of Credit has the flexibility of a transaction account built into your home loan, plus a number of mortgage features.

It gives buyers the option to unlock equity in your home to expand your investment portfolio or enhance your lifestyle. Other features include unlimited transaction fees and up to 15 years interest only and ready access to your funds.

Aussie Optimizer Plus Combo

The Aussie Optimizer Plus Combo offers the flexibility of a transaction account built into your home loan - as well as a number of other important features.

It builds on the Aussie Optimizer Plus package, but also adds a line of credit which makes it the ideal loan for investors that are looking for multiple ways to access their money and the flexibility to access equity from your loan is still an option.

Along with the standard features such as repayment options, access to BPAY and split loans customers can also capitalise interest and make no repayments up to their credit limit.

 

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706 Glen Huntly Road
Caulfield South
VIC 3162, Australia