Aussie Home Loans
Aussie Home Loans was established in 1992 and has grown to become one of Australia's leading financial service providers outside of banking. In 2009, Aussie Group acquired Wizard Home Loans, which built an increased customer base and led the company to add more services to their mortgage range.
They now represent 16 home loan brands - including all four major banks - and also offer their own suite of products. There are 145 retail outlets operating in both city and rural areas and mortgage brokers from Aussie also conduct home-visits on request. In recent years the company has won a long list of awards and continues to provide affordable mortgage options.
At Rates Online we know that finding the right home loan can be a time consuming and at times difficult task, which is why we aim to provide up-to-date information that is easy to read and understand in order to make comparing loans that much easier.
Our financial experts work around the clock to make sure that you are well informed about mortgage and home loan refinance products, as well as fixed and variable home loans packages.
They can also help borrowers compare Aussie home loans and a number of other suitable alternatives simply by visiting the Rates Online website.
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 5.99% |
6.50% |
$0 |
$1,497 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 5.99% |
6.45% |
$0 |
$1,497 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 5.99% |
6.41% |
$0 |
$1,497 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.55% |
6.65% |
$198 |
$1,588 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.55% |
6.55% |
$0 |
$1,588 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.55% |
6.55% |
$0 |
$1,588 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.59% |
6.56% |
$0 |
$1,595 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.59% |
6.69% |
$198 |
$1,595 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
| Interest Rate |
Comparison Rate |
Application Fee |
Monthly Repayment Est. |
| 6.69% |
6.61% |
$0 |
$1,612 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Our Opinion:
MORE INFO >
Aussie Optimizer
The Aussie Optimizer is a standard variable loan that offers a range of flexible features which can be accessed with no extra cost.
Customers have the option to redraw funds when needed, split the loan, convert to a fixed rate, choose to pay interest only, choose between fortnightly and monthly repayments and access Aussie's BPAY.
Aussie Optimizer Fixed Rate
Aussie Optimizer Variable Rate has a fixed rate term of up to five years, no accountant maintenance fees and is designed for residential properties.
It also comes with a range of flexible features including the option to make additional payments, the choice to pay interest only, as well as fortnightly or monthly repayments.
Aussie Optimizer Variable Rate
Aussie Optimizer Variable is a portable loan designed for residential properties - it offers a competitive rate with a range of features and no ongoing management fees.
Customers get discounted variable rates depending on the amount borrowed compared to the value of the property - the loan to value ratio (LVR) - and the lower the LVR the higher the discount.
There is also the option to redraw, split the loan, convert to a fixed rate, choose to pay interest only, choose between fortnightly and monthly repayments and access their BPAY.
Aussie Optimizer Plus Variable Rate
Aussie home loans Optimizer Plus Variable has low ongoing management fees for investors borrowing more than $350,000.
It offers customers a competitive interest rate that is tailored to their financial situation and a range of product features.
These include variable rates that depend on loan to value ratios (LVR) and the option to redraw, split the loan for no additional cost, convert to a fixed rate at a time that suits you, pay interest only, choose between fortnightly and monthly repayments and access BPAY.
Home buyers will also receive a deposit card and access to redraw via ATMs, however, some transaction fees may apply.
Aussie Optimizer Line of Credit
The Aussie Optimizer Line of Credit has the flexibility of a transaction account built into your home loan, plus a number of mortgage features.
It gives buyers the option to unlock equity in your home to expand your investment portfolio or enhance your lifestyle. Other features include unlimited transaction fees and up to 15 years interest only and ready access to your funds.
Aussie Optimizer Plus Combo
The Aussie Optimizer Plus Combo offers the flexibility of a transaction account built into your home loan - as well as a number of other important features.
It builds on the Aussie Optimizer Plus package, but also adds a line of credit which makes it the ideal loan for investors that are looking for multiple ways to access their money and the flexibility to access equity from your loan is still an option.
Along with the standard features such as repayment options, access to BPAY and split loans customers can also capitalise interest and make no repayments up to their credit limit.
