Australian First Mortgage Conforming Loan
Suitable for borrowers who are looking for a traditional loan, but want the flexibility that comes with being able to choose between a fixed or variable rate.
Another important feature includes different payment options, with customers deciding whether they would prefer to pay principal and interest or interest only.
This home loan is ideal for first-home buyers, debt consolidation and refinancing, building loans and bridging finance.
Australian First Mortgage Non-Conforming Loan
Non-conforming loans are designed for borrowers that think outside the square and are shopping for flexible mortgage products.
They include a selection of home loans that cater to a diverse range of people and include the 85 per cent Lo Documentation loan, as well as the possibility of a Credit Impaired loan for those who may have a chequered financial history.
Another option is the Short Term Self Employed mortgage, which has been made to fit the needs of anyone who has not been self-employed for two years, but is looking to buy a house.