Bankwest Fixed Rate
This loan has a fixed rate for one to five years and is ideal for investors that may be concerned about interest changes.
Borrowers are able to choose between different interest and principal repayment options as a part of this package.
And there is also an offset facility for customers who link their mortgage with a Bankwest account.
Bank West Premium Select
The Premium Select loan is perfect for people looking to build or purchase a new home or invest in the real estate market.
Its features include a discount off your standard variable rate each year for the life of the mortgage.
There are no maintenance fees, free access to surplus funds with an online redraw facility and the option to make weekly, fortnightly or monthly repayments.
This package also comes with a minimum loan size of $200,000, as well as a 100 per cent offset facility for borrowers with a Lite Direct Transaction Account.
Bankwest Super Start
Homebuyers can get off to a flying start with this loan and may benefit from a discount off the Bankwest standard variable rate for the first three years of the mortgage.
With no ongoing maintenance fees, the ability to borrow up to 95 per cent of the property under certain conditions and no maximum loan amount - this package may have the flexibility you want.
There is also the option to choose between weekly, fortnightly or monthly repayment s and access to any surplus funds with its online redraw facility.
Bankwest Rate Cutter
The Rate Cutter is the type of loan that gets better with age and is ideal for investors or people looking to build their new home.
Features include an initial discount off the standard variable rate, as well as further discounts each year for the next four years.
With no monthly maintenance fees this loan caters to investors or anyone looking to purchase a new home.
Bankwest Mortgage Shredder Variable Intro
Mortgage Shredder is a variable loan that comes with the option of linking your mortgage to an offset account to reduce interest.
Enjoy a 12 month introductory honeymoon rate that is lower than the home loan's standard variable rate and take advantage of the ability to borrow up to 95 per cent of the property value.
With no ongoing fees it is easy to save money on this mortgage and those looking to buy an investment property will benefit from the list of added perks that come with this package.
Bankwest Premium
This mortgage is based on flexibility, but to help keep peace of mind it also comes with a lifetime discount off the standard variable rate.
Premium is a variable loan that is only available to customers with borrowings between $20,000 and $200,000.
There are no penalties for early repayments and it also allows you to borrow up to 95 per cent of the value of your new property.
It is suited to people who are looking to purchase or build a new home, as well as savvy investors.
Bankwest Low Doc
This variable loan allows homebuyers to borrow up to 60 per cent of the value of their property for a comparatively low interest rate.
For those who want minimal fuss - Low Dow is paperwork free for the self employed and has no ongoing maintenance fees.
It is designed for people who are their own boss and may have an irregular income that could prevent them from acquiring other loans.
Bankwest Lite
The no-frills home loan option, this mortgage comes with all the basic features buyers have come to expect from a variable loan.
Your application fee will be refunded after three years and there is also the option to make repayments weekly, fortnightly or monthly depending on your cash flow.
New customers can borrow up to 90 per cent of the property value - it is 95 for existing Bankwest customers - so that they can spend more time enjoying the lifestyle they deserve.
Bankwest Lite Plus
Lite Plus is a variable loan with a lower interest rate for buyers who borrow more than $1 million.
With a credit card and transaction account as part of the package and 100 per cent offset facility it is easy to reduce your interest rate and save money.
This loan caters to those who are purchasing their dream new home or investors looking at expanding their property portfolio.
Bankwest Equity Access
With the Equity Access loan you will be able to borrow up to 90 per cent of the equity in your home, as well as benefit from a variable interest rate.
The mortgage can also be used as a transaction account, with access to both ATM and check book services.
It is perfect for borrowers that are looking to boost their cash flow and have already built up equity in their own home.
Bankwest Mortgage Shredder
If you are new to Bankwest it is possible to borrow up to 95 per cent of your property value with the Mortgage Shredder.
Complete with the option to link a 100 per cent offset account to reduce interest there is also a strict no penalty rule when it comes to early repayments.
It is also well suited to people who may not have the deposit they were looking for, but still want to buy their dream home.
