Commonwealth Bank Home Loans

Commonwealth Fixed Rate

With this loan investors can choose between one to five, seven, 10 or 15 year fixed rate payment periods.

There is also a rate lock and interest in advance option - which is available on investment home loans - as well as conditional pre-approved loans that are valid for six months.

If you are concerned about possible interest rate changes the Fixed Rate mortgage will help to ensure peace of mind.

Commonwealth Standard Variable Rate

The Standard Variable Rate loan gives homebuyers the flexibility they are looking for in a long term financial commitment.

It offers a range of features which includes a payment frequency that suits your needs and can be easily accessed via direct debit, and the option to suspend payments from three to 12 months for holidaymakers, those having a career break or taking pregnancy or parental leave. It also provides an interest only repayment facility.

And for those planning to renovate it is possible to access additional funds by increasing your existing loan.

Commonwealth Viridian Line of Credit

The Viridian Line of Credit loan puts borrowers in control of their equity and allows them to consolidate finances with an all-in-one account.

Advantages of this mortgage include your ability to combine your mortgage, daily expenditure and savings - making it easier to track spending and access funds.

This loan is ideal for investors who are looking to expand their property portfolio or perhaps take on major renovation work.

Commonwealth No Fee Variable Rate

If you are looking for a competitive interest rate and no bank fees for the life of your home loan then the No Fee Variable Rate mortgage is for you.

This loan gives you the choice to make repayments at a frequency that suits your needs and no establishment, loan service or administration fees.

With a loan to valuation ratio of up to 80 per cent and a range of additional features this loan will help you get ahead.

Commonwealth Economiser Loan

Hombuyers who take out an Economiser Loan will no doubt benefit from its low base variable rate, as well as a range of flexible features and limited fees.

There is also the option to maximise your savings with the 3 Year Special Economiser that has a low introductory rate - it reverts back to the original rate after this period.

With the ability to make unlimited additional repayments and redraw funds if unexpected bills come up and a portable loan, it is a great deal for people looking to keep on top of their finances.