Compare Basic Home Loans to find the right home loan for you

Professional Package Home Loan - St George Bank - 12Mth Disc Vbl Advantage>$100K<$150K

Professional Package Home Loan - St George Bank - 12Mth Disc Vbl Advantage>$100K<$150K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
4.66% 5.73% $0 $1,032
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
As per individual product specifications. MORE INFO >

Basic Home Loan - RAMS - Basic

Basic Home Loan - RAMS - Basic Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
4.99% 5.03% $595 $1,072
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Extra Repayments may be made at any time MORE INFO >

Basic Home Loan - St George Bank - Promotional Basic Home Loan

Basic Home Loan - St George Bank - Promotional Basic Home Loan Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.07% 5.02% $500 $1,072
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Principal and Interest- Fortnightly, Monthly or weekly. Interest Only 15yrs - Monthly. Standard monthly repayments by automatic transfer or phone/in... MORE INFO >

Basic Home Loan - ING DIRECT - Mortgage Simplifier

Basic Home Loan - ING DIRECT - Mortgage Simplifier Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.09% 5.10% $0 $1,085
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes. MORE INFO >

Basic Home Loan - ANZ - Simplicity Plus

Basic Home Loan - ANZ - Simplicity Plus Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.11% 5.14% $600 $1,087
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes. MORE INFO >

Basic Home Loan - Westpac - FHB Flexi First Option

Basic Home Loan - Westpac - FHB Flexi First Option Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.11% 5.11% $0 $1,087
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >

Basic Home Loan - Westpac - Flexi First Option

Basic Home Loan - Westpac - Flexi First Option Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.11% 5.14% $600 $1,087
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >

Basic Home Loan - Westpac - Flexi First Option Investment

Basic Home Loan - Westpac - Flexi First Option Investment Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.11% 5.14% $600 $1,087
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >

Basic Home Loan - Suncorp - Back To Basics>$250K 0.10% Disc

Basic Home Loan - Suncorp - Back To Basics>$250K 0.10% Disc Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.12% 5.15% $600 $1,088
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited additional repayments. MORE INFO >

Basic Home Loan - Suncorp - Back To Basics

Basic Home Loan - Suncorp - Back To Basics Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.22% 5.25% $600 $1,101
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited additional repayments. MORE INFO >

Basic Home Loan - Commonwealth Bank - Rate Saver Variable

Basic Home Loan - Commonwealth Bank - Rate Saver Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.23% 5.33% $600 $1,102
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional Repayments can be made without incurring an Early Repayment Adjustment (ERA) MORE INFO >

Basic Home Loan - AMP - Basic Variable Rate

Basic Home Loan - AMP - Basic Variable Rate Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.24% 5.26% $0 $1,103
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes at any time by electronic transfer, by mail or deposit made at Australia Post. MORE INFO >

Basic Home Loan - NAB - Base V/R >$250K

Basic Home Loan - NAB - Base V/R >$250K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.24% 5.27% $600 $1,103
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments permitted MORE INFO >

Basic Home Loan - HomeSide Lending - NSW VIC ACT QLD WA Plain & Simple>$300K

Basic Home Loan - HomeSide Lending - NSW VIC ACT QLD WA Plain & Simple>$300K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.33% 5.34% $0 $1,114
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
MORE INFO >

Basic Home Loan - HomeSide Lending - Plain & Simple<$300K

Basic Home Loan - HomeSide Lending - Plain & Simple<$300K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.33% 5.35% $300 $1,114
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Lump sum payments are permitted MORE INFO >

Basic Home Loan - HomeSide Lending - SA NT TAS Plain & Simple>$200K

Basic Home Loan - HomeSide Lending - SA NT TAS Plain & Simple>$200K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
5.33% 5.34% $0 $1,114
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Lump sum payments are permitted MORE INFO >

 
 
The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.