Basic Home Loans for investment to first time buyers.

Whether you are a first time buyer or are looking to invest in real estate, Rates Online makes home loan rate comparisons simple. With comprehensive information on policies from the major Australian home loan companies including CBA, NAB, Westpac, ANZ, Aussie, St George Bank and others. Make your choice an informed one and find a home loan policy that is perfect for you.

Find your Basic home loan now.

Compare Variable Rate Home Loans

Variable Rate Home Loans - Choicelend - Performance Plus (Special <=65%)

Variable Rate Home Loans - Choicelend - Performance Plus (Special <=65%) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.45% 6.46% $0 $1,258
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments permitted for all Variable products only. Early repayment fees apply if the loan is paid out within the first 5 years MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Australian First Mortgage - Complete Option Variable Limited Time Offer <65%

Basic Home Loans - Australian First Mortgage - Complete Option Variable Limited Time Offer <65% Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.64% 6.64% $0 $1,283
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Available. DERF Fees apply if loan is repaid within 5 years, Fixed break costs may apply. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - ANZ - Simplicity Plus

Basic Home Loans - ANZ - Simplicity Plus Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.71% 6.74% $600 $1,292
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Australian First Mortgage - Complete Option Variable

Basic Home Loans - Australian First Mortgage - Complete Option Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.74% 6.74% $0 $1,296
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Available. DERF Fees apply if loan is repaid within 5 years, Fixed break costs may apply. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - ING DIRECT - Mortgage Simplifier

Basic Home Loans - ING DIRECT - Mortgage Simplifier Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.74% 6.75% $0 $1,296
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - NAB - Base V/R <$250K

Basic Home Loans - NAB - Base V/R <$250K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.74% 6.77% $600 $1,296
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments permitted. An Early Payout Fee is payable if the loan is fully repaid within 4 years from the settlement date. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - NAB - Base V/R >$250K

Basic Home Loans - NAB - Base V/R >$250K Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.74% 6.77% $600 $1,296
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments permitted. An Early Payout Fee is payable if the loan is fully repaid within 4 years from the settlement date. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - St George Bank - Promotional Basic Home Loan

Basic Home Loans - St George Bank - Promotional Basic Home Loan Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.76% 6.79% $500 $1,299
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Principal and Interest- Fortnightly, Monthly or weekly. Interest Only 15yrs - Monthly. Standard monthly repayments by automatic transfer or phone/in... MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Suncorp - Back To Basics >$250K 0.10% Disc (<90%)

Basic Home Loans - Suncorp - Back To Basics >$250K 0.10% Disc (<90%) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.76% 6.79% $600 $1,299
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited additional repayments. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - AMP - Basic Variable Rate Limited Time Offer

Basic Home Loans - AMP - Basic Variable Rate Limited Time Offer Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.77% 6.80% $0 $1,300
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Yes at any time by electronic transfer, by mail or deposit made at Australia Post. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Westpac - Flexi First Option

Basic Home Loans - Westpac - Flexi First Option Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.81% 6.84% $600 $1,305
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Westpac - Flexi First Option Investment

Basic Home Loans - Westpac - Flexi First Option Investment Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.81% 6.84% $600 $1,305
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Commonwealth Bank - Rate Saver Variable

Basic Home Loans - Commonwealth Bank - Rate Saver Variable Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.85% 6.95% $600 $1,311
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Additional Repayments can be made without incurring an Early Repayment Adjustment (ERA) MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Suncorp - Back To Basics (<90%)

Basic Home Loans - Suncorp - Back To Basics (<90%) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.86% 6.89% $600 $1,312
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited additional repayments. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Australian First Mortgage - Complete Option Variable Construction/Vacant Land

Basic Home Loans - Australian First Mortgage - Complete Option Variable Construction/Vacant Land Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.89% 6.89% $0 $1,316
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Available. DERF Fees apply if loan is repaid within 5 years, Fixed break costs may apply. MORE INFO >

Compare Basic Home Loans

Basic Home Loans - Suncorp - Back To Basics >$250K 0.10% Disc (=>90%)

Basic Home Loans - Suncorp - Back To Basics >$250K 0.10% Disc (=>90%) Enquire
Interest Rate Comparison Rate Application Fee Monthly Repayment Est.
6.96% 6.84% $600 $1,325
  • Offset
  • Redraw
  • Nill Ongoing Fees
  • Fortnightly Repayments

Extra Repayments:
Unlimited additional repayments. MORE INFO >

 
 

Rates Online - home loan policy rates



Ratesonline.com.au is Australia’s most comprehensive home loan comparison website. We assist you to compare Refinancing, variable home loans, fixed home loans, amongst others and Choice Lend Home Loans, aussie home loans, St George Home loans, ANZ home loans, Westpac Home Loans, NAB Home Loans, Commonwealth Bank home loans plus more to find the best home loan and solution for your needs.

Ratesonline.com.au gives you the full picture by providing you the most information from a wide range of products and services within the banking and finance sector. Alternatively our mortgage and finance experts will assess your individual circumstances to then simplify all the intricacies of each home loan and or insurance policies to find the best possible solution for you.

Ratesonline.com.au understands that choosing the right home loan is a difficult and time consuming exercise. Our financial experts recognise this and are here to guide you in the right direction to find the best home loan policy and rate that reflect your needs, whether an investment home loan or a first home loan.

Ratesonline.com.au gives you the full picture by providing you the most information from a wide range of products and services within the banking and finance sector. Make your choice on homeloans, variable home loans, fixed rate amongst others and Choice Lend Home Loans, aussie home loans, St George Home loans, ANZ home loans, Westpac Home Loans, NAB Home Loans, Commonwealth Bank home loans plus more (view our home loan lenders) to make an informed decision with Rates Online. You can also use our home loan calculators to assist you with your decision.
The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.