ING Direct Home Loans

ING - Orange Advantage

If you are looking to pay off your home loan in a limited amount of time then the Orange Advantage may suit your needs.

This variable home loan comes with a range of features, which include a loan withdrawal facility, the option to make additional payments and a small annual fee.

Repayments are also flexible and can be made in fortnightly or monthly instalments.

ING - Mortgage Simplifier

The Mortgage Simplifier is about making life easy and it caters to buyers who want to take the stress out of mortgage repayments.

With no ongoing monthly or annual fees this variable rate home loan is easy to use and fairly straightforward.

There is also the option to make additional repayments, as well as the regular monthly or fortnightly additions.

ING Construction Loan

Building a new home is a dream that many buyers cling to and with the right loan it can be easy to make this happen.

The Construction Loan is designed to ease financial pressure and help borrowers and investors undertake major work on their property.

It is a variable loan with a monthly repayment structure and has no monthly or annual fees.

ING Fixed Rate

The Fixed Rate loan is ideal for people wanting protection against interest rate rises and control over repayments.

But the option of one to five year fixed rate periods means that this mortgage also offers flexibility.

Additional repayments can also be made, however, they are subject to some restrictions and borrowers have the choice between fortnightly or monthly instalments.

ING Action Equity

The Action Equity Home Loan is a line of credit that is suitable for people who prefer to access their money in a number of different ways.

It comes with a revolving loan term and a monthly repayment structure, as well as the option to make additional repayments.

Borrowers can access the equity in their home via chequebook, telephone or internet transfer.

ING Smart Home Loan

Buyers who want to access the equity in their home without sacrificing on flexibility may find that the Smart home loan suits their needs.

This loan's features include monthly and additional repayments, unlimited transactions and no ongoing fees.

It also acts as a line of credit that can be accessed by ATM and EFTPOS with a Visa Credit Card and a chequebook.