Professional Package Home Loans - ANZ - <$250K Breakfree 0.50% Disc |
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to select a different loan amount and loan term. Currently: $150,000 over 30 years |
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| Home Loan Lender |
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ANZ Home Loan |
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| Home Loan Product Name |
<$250K Breakfree 0.50% Disc |
| Interest Rate |
8.07% |
Comparison Rate
Estimated |
9.13% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,192.93 |
Total Paid
Estimated |
$439,680 |
| Establishment Fee |
$0.00 |
| Enquire/Apply |
 
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| Target Market |
Professional Individuals |
| Acceptable Income |
No minimum, based on loan borrowings > $150K. Self employed applicants to provide returns for last 2 years, Salary and wage earner. |
| Loan Term |
As per product selected |
| Loan Size |
As per product selected |
| Repayment Type |
As per product selected |
| Repayment Options |
As per product selected |
| Extra Repayments |
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| Split Loan Facility |
As per product selected
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Maximum of 5 loans per package |
| Offset |
As per product selected |
| Redraw Facility |
As per product selected |
| LVR |
Owner Occupier 95%
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Construction 95%
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Investment 95%
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Refinance 95% |
| Fees |
ANZ Breakfree Package Annual Fee $340 p.a.
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No Loan Approval Fee (LAF) up to a maximum of five individual loans.
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No Monthly Loan Administration Charge.
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No Credit Facility Fee on ANZ Equity Manager facilities
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One free renegotiation per annum .
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Three waivers of the Valuation Administration Fee (VAF) per annum per package
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No annual fee on an ANZ Gold credit card
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No ANZ transaction fees or monthly account servicing fees on ANZ Access Advantage transaction account or ANZ One 100% Offset Facility .
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Rate Lock $600 plus 0.15% - $600 waived under Breakfree
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Further discounts may apply for Personal & Car lending loans refer to Lender for further information.
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Guarantee Administration Fee $200
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Split Loans/Combination Home Loan Package $600 for first loan
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$200 for each subsequent loan. |
| Enquire/Apply |
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| Other Professional Package Home Loans |
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| Other ANZ Home Loan Products |
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This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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