This loan is suitable for
Full Docs: Self employed applicants to provided returns for last year (must have been self employed for atleast 2 years), Salary and wage earner.
Lo Doc 60: ANZ may accept the customers signed Statement of Position as sufficient evidence of income without the requirement to provide supporting documents. ANZ will confirm employment for PAYG customers who have not been with ANZ for 12 months and will complete an ABN/ACN search for self employed customers.
The minimum registration period the ABN must be held for is 6 months prior to the date of application
Home Loan Loan Term
As per product selected
Home Loan Loan Size
As per product selected
Existing ANZ customers eligible for max LVR of 95% must have Total Mortgage Lending (TML) with ANZ, of greater than or equal to $500,000.
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Home Loan Repayment Type
As per product selected
Repayment Options
As per product selected
Extra Repayments
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Split Loan Facility
As per product selected
Maximum of 5 loans per package
Offset
As per product selected
Redraw Facility
As per product selected
LVR for Professional Package Home Loans - ANZ - Breakfree SVR (0.70% Disc) >$250K<$700K Special Offer
Owner Occupier 90%
Investment 90%
Construction 90%
Refinance 90%
Up to 75% for properties greater than 2 Million
Lo Doc Max LVR 60%
Existing ANZ customers may be eligible for max LVR of 95%, conditions apply.
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Fees for Professional Package Home Loans - ANZ - Breakfree SVR (0.70% Disc) >$250K<$700K Special Offer
ANZ Breakfree Package Annual Fee $375 p.a.
No Loan Approval Fee (LAF) up to a maximum of five individual loans.
No Monthly Loan Administration Charge.
No Credit Facility Fee on ANZ Equity Manager facilities
One free renegotiation per annum .
Three waivers of the Valuation Administration Fee (VAF) per annum per package
No annual fee on an ANZ Gold or Platinum credit card (Rewards fee may apply)
No ANZ transaction fees or monthly account servicing fees on ANZ Access Advantage transaction account or ANZ One 100% Offset Facility .
Rate Lock $750 - $750 waived under Breakfree
Further discounts may apply for Personal & Car lending loans refer to lender for further information.
Guarantee Administration Fee $200