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Fixed Rate Home Loans - BMC - 4 year fixed

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Change your loan amount or term to select a different loan amount and loan term.  Currently: $150,000 over 30 years
Home Loan Lender
BMC Home Loan
Home Loan Product Name 4 year fixed
Interest Rate 9.49%
Comparison Rate
Estimated
9.48%
Amount $150,000
Term 30 years
Initial Monthly Payment
Estimated
$1,343.04
Monthly Payment
Estimated
$1,254.91
Total Paid
Estimated
$456,684
Establishment Fee $660.00
Enquire/Apply Enquire   Apply  Free Quote
Target Market Purchase or Refinance of residential real estate.
Acceptable Income Applicants need to have a clear CRAA. If self employment 2 years of financials, and Tax Assessment required. Approvals subject to PMI & Gemis criteria.
Loan Term Loan term 10,15, 25 & 30 years.
Loan Size Minimum $50K ,
Maximum $2M.
Repayment Type Principal & Interest. ,
Interest only maximum 10 years.
Repayment Options Monthly, Fortnightly or weekly. ,
Monthly Fixed Rate.
Extra Repayments Variable, Yes with no penalty ,
Fixed, up to $10K in 12 month period.
Split Loan Facility Yes Up to 4.
Offset
Redraw Facility Surplus funds can be redrawn (minimum of $2,500). ,
No minimum via Origin Internet or Telephone Banking. ,
No fee is applicable.
LVR Owner Occupied Maximum LVR 97 % ,
Investment Maximum LVR 95% ,
Construction Maximum LVR 0 ,
Refinance Maximum LVR 95%
Fees Application Fee $700 Owner Occupier & Investment payable at settlement (includes base legal fee and one valuation fee) ,
Fixed Application Fee $660 ,
Book keeping Nil ,
Additional Valuation $220 ,
Addition Legal costs ,
Additional Security Property:$100 per property ,
Guarantee:$100 per guarantee ,
Companies / Trusts:$100 ,
Discharge Prior to Maturity whilst a variable rate applies 1.25% of the principal sum will apply in the first three years of the loan 0.50% in year 4 and 0.25% in year 5. ,
Fixed rates break costs will apply ,
Internet & Telephone banking avialable
Enquire/Apply Enquire   Apply  Free Quote

Other Fixed Rate Home Loans
Fixed Rate Home Loans - Adelaide Bank - 5 yr fixed SmartFix
Fixed Rate Home Loans - St George Bank - Quick Start No Deposit H/L 4 yr fixed
Fixed Rate Home Loans - St George Bank - No Deposit H/L 5 yr fixed (LEF)
Fixed Rate Home Loans - BankWest - 2 yr fixed
Fixed Rate Home Loans - ANZ - 1 yr fixed
Other BMC Home Loan Products
Fixed Rate Home Loans - BMC - 1 year fixed
Variable Rate Home Loans - BMC - Premium Choice >$250K<$2M
Fixed Rate Home Loans - BMC - 5 year fixed
Variable Rate Home Loans - BMC - Premium Choice <$250K
Line of Credit Home Loans - BMC - Line Of Credit
View all BMC home loan products


This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.


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