Professional Package Home Loans - Citibank - Mortgage Plus/Offset>$500K<$750K

This loan is suitable for
PAYG Full-time or permanent part-time, Casual, Self Employed.
Borrower must have an active ABN for a minimum of 2 years and at least 12 months registration for GST is required.

Home Loan Loan Term
Maximum term 30 years.

Home Loan Loan Size
Minimum: $50K (Min Mortgage Plus loan is $200K)
Maximum 4 Million

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Home Loan Repayment Type
Principal & Interest and or
Interest Only for up to 5 years.

Repayment Options
Weekly,Fortnightly, Monthly.

Extra Repayments
Additional repayments of any amount can be made at any time.

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Split Loan Facility
Yes up to 4 loans in a facility & can be combined with either Standard Fixed or Standard Variable.Only 1 offset split per loan.

Offset
Funds in the linked savings account can be accessed for day-to-day transactions through an ATM/EFTPOS card and cheque book and internet banking.

Redraw Facility
Allows access to any funds paid into the mortgage over and above the regular principal and interest repayments.
Fee redraws.
NB: Access is by bank cheque on application.

LVR for Professional Package Home Loans - Citibank - Mortgage Plus/Offset>$500K<$750K

Owner Occupier Maximum LVR 90%
Investment Maximum LVR 90%
Construction Maximum LVR N/A
Refinance Maximum LVR 90%
Vacant Land maximum LVR 80% without LMI not for construction
Vacant Land maximum with LVR 90%.
Security location & LVR the maximum LVR is dependent on the property type and security. Refer www.mortgagebroker.citibank.com.au, the Broker Guide or BDM for further information.
Self Certified 80 Maximum LVR 80% regulated and unregulated loans
Offset not available under self certified loans.

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Fees for Professional Package Home Loans - Citibank - Mortgage Plus/Offset>$500K<$750K

Mortgage Plus Package is available for personal borrowers, company and trust borrowings under fully verified and self-certified option. Facility: min.$200K, must have min. primary income of $35Kand Citibank Visa Credit Card (based on credit cards assessment criteria).
One simple annual fee of $350
Nil Application Fee
No account keeping fees
Settlement Fee $250
No annual Gold Visa card fee (applies to primary or additional card holders)
No mortgage variation fees for additional split accounts or line increases
No fee for switching product within the same package
Free access to any ATM in Australia, if taken with Mortgage Plus Standard Variable Offset.
50 free credits and 50 free debits with Offset Savings account. $2 per transaction applies after the free transactions.