| Home Loan Lender |
 |
GE Money Home Loan |
|
| Home Loan Product Name |
Basic Flexible Options$250K<$500K |
| Interest Rate |
8.79% |
Comparison Rate
Estimated |
8.83% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,184.34 |
Total Paid
Estimated |
$426,240 |
| Establishment Fee |
$0.00 |
| Enquire/Apply |
 
|
| Target Market |
Owner occupied or investment residential property purchases, refinancing existing loans. |
| Acceptable Income |
Proven Income over an extended period of time will be considered . |
| Loan Term |
10, 15, 20, 25 or 30 years. |
| Loan Size |
Minimum $50K to $750K (Property and location restrictions apply).
,
Loan amounts >$500K Genworth Calculator to be used. |
| Repayment Type |
Principal and Interest or Interest Only for 2, 3, 5 or 10 years. |
| Repayment Options |
Weekly, fortnightly or monthly basis. |
| Extra Repayments |
|
| Split Loan Facility |
Up to 2 separate accounts under the one loan facility. |
| Offset |
Not applicable. |
| Redraw Facility |
Available on all variable rate loans. Minimum redraw is $500 when accessed over the phone or via the internet. Redraw fee of $15 per redraw. |
| LVR |
Owner Occupier Maximum LVR 100%
,
Investment Maximum LVR 100%
,
Construction N/A
,
Refinance Maximum LVR 95%
,
Debt Consolidation $30K-$750K Maximum LVR 90%
,
Vacant Land N/A
,
Maximum LVR
,
$50K - $500K Maximum LVR 100%
,
$500K - $650K Maximum LVR 95%
,
$650K - $750K Maximum LVR 90% |
| Fees |
No monthly administration fees
,
No annual fees
,
Deferred Administration Fee (DAF) is 1.95% 0-24months, 1.85% 25-36 months,,
,
Deferred administration fee* and Securities discharge administration fees apply
,
Legal Fees $500 (displayed as Mortgage Pre Fee Settlement fee includes first valuation and base legals)
,
Redraw fee of $15 per transaction
,
Conversion fee $350
,
Security Discharge Fee $350 |
| Enquire/Apply |
|