| Home Loan Lender |
 |
Home Loan Centre Australia Home Loan |
|
| Home Loan Product Name |
All in One LOC (Right H/L) |
| Interest Rate |
8.19% |
Comparison Rate
Estimated |
8.25% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,120.58 |
Total Paid
Estimated |
$404,055 |
| Establishment Fee |
$495.00 |
| Enquire/Apply |
 
|
| Target Market |
Professional investors. |
| Acceptable Income |
Salary/Rental/Family Allowance/Veterans Pension/Investment Income. |
| Loan Term |
Evergreen. |
| Loan Size |
Maximum loan amount $1M. |
| Repayment Type |
Interest Only - Evergreen. |
| Repayment Options |
Interest Only Evergreen. |
| Extra Repayments |
|
| Split Loan Facility |
Available up to 4 splits. |
| Offset |
Not available. |
| Redraw Facility |
Available Mimimum $2K.
,
No fees or minimum if transacted electronically. |
| LVR |
Owner Occupier Maximum LVR 90%.
,
Investment Maximum LVR 90%.
,
Construction N/A.
,
Refinancing Maximum LVR 90%.
,
Vacant Land Maximum N/A.
,
Debt Consolidation Maximum LVR 90%. |
| Fees |
Application Fee $220
,
Valuation Fee $275.
,
Additional Valuation $250.
,
Legal Disbursements & Solicitors Document Preparation Fee $350 approximate shown as Mortgage Preparation fee.
,
Deferred Establishment Fee
,
Within Year 1 - 1% / Year 2 - 0.8% / Year 3 - 0.6% / Year 4 - 0.4%.
,
Redraw Fee $50. |
| Enquire/Apply |
|