| Home Loan Lender |
 |
Home Loan Centre Australia Home Loan |
|
| Home Loan Product Name |
Jacaranda Housing |
| Interest Rate |
10.80% |
Comparison Rate
Estimated |
10.86% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,405.86 |
Total Paid
Estimated |
$506,410 |
| Establishment Fee |
$250.00 |
| Enquire/Apply |
 
|
| Target Market |
Owner Builders. |
| Acceptable Income |
Full time, Part time, Casual, All Government benefits, Child Maintanence, Investment Income. |
| Loan Term |
Maximum loan term 30 years. |
| Loan Size |
Maximum loan $500k. |
| Repayment Type |
Principal & Interest and Interest Only.
,
Interest Only up to 10 years. |
| Repayment Options |
Principal and Interest: payments can be made monthly or fortnightly.
,
Interest Only: payments are to be made on a monthly basis. |
| Extra Repayments |
|
| Split Loan Facility |
Not available. |
| Offset |
Not available. |
| Redraw Facility |
Yes Redraw Fee $50. |
| LVR |
Owner Occupier Maximum LVR 80%.
,
Investment Maximum LVR 80%.
,
Construction N/A.
,
Refinance Maximum LVR 80%.
,
Vacant Land Maximum LVR 80%.
,
Debt Consolidation Maximum LVR 80%. |
| Fees |
Application Fee 1% of Loan amont.
,
Valuation Fee $250.
,
Legal Disbursements & Solicitors Document Preparation Fee $487 approximate shown as Mortgage Preparation fee.
,
Redraw Fee $50. |
| Enquire/Apply |
|