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Home Loans Ltd

3 yr fixed Premium Prof Pack Lo Doc

Low Doc Home Loans - Home Loans Ltd - 3 yr fixed Premium Prof Pack Lo Doc

to select a different loan amount and loan term. Currently: $150,000 over 30 years

Home Loan Lender

Home Loans Ltd Home Loan

Home Loan Product Name

3 yr fixed Premium Prof Pack Lo Doc

Interest Rate

10.41%

Comparison Rate
Estimated

8.92%

Amount

$150,000

Term

30 years

Initial Monthly Payment
Estimated

$1,186.48

Monthly Payment
Estimated

$1,089.21

Total Paid
Estimated

$405,931

Establishment Fee

$499.00

Enquire/Apply

Target Market

The Homeloans Premium Lo Doc is a fully featured loan for purchase, refinance or debt consolidation. A discounted rate is available for an annual fee. It is best suited to borrowers who are self-employed or full-time investors and are unable to provide extensive financial statements or taxation returns. Borrowers must hold an ABN for 2 years.

Acceptable Income

One borrower must be self-employed or a full-time investor for at least the past 2 years and have current ABN which has been registered for a min of 2 years. Any co-applicant may be PAYG. Any variations or exclusions, please contact you BDM.

Loan Term

Principal & Interest: 5-30 years. ,
Interest Only: 1-10 years.

Loan Size

Minimum $30K ,
Maximum $1M

Repayment Type

Principal & Interest: 5-30 years ,
Interest Only: 1-10 years ,
Once Principal & Interest option is selected, P&I repayments are required for the term of the loan. ,
Interest only converts to P&I after maximum of 10 years for the remainder of the time.

Repayment Options

Monthly, fortnightly or weekly.

Extra Repayments

Additional repayments may be made at any time (not applicable for fixed option)

Split Loan Facility

Available.

Offset

Not available.

Redraw Facility

Available. No fee and no minimum redraw amount. Telephone & Internet Banking, ATM and EFTPOS and Direct credit.

LVR

Owner Occupied Maximum LVR 80% ,
Investment Maximum LVR 80% ,
Construction Maximum LVR 80% ,
Refinancing Maximum LVR 80% ,
Debt consolidation Maximum LVR 80%

Fees

Application Fee $499 Includes one standard valuation ,
Ongoing Fee $0 ,
Settlement Fee $65 plus Solicitors Fee $300 plus Loan Processing Fee $65 (Displayed as Mortgage Prep Fee) ,
Deferred Establishment Fee Payable if the customer discharges the loan within the first 5 years. 2.5 x notional repayment is payable where the loan facility is fully repaid within 5 years of settlement.

Enquire/Apply

Other Low Doc Home Loans

	Low Doc Home Loans - Westpac - Lo Doc Invest Prop $250K<$500K 0.60% Disc
	Low Doc Home Loans - RAMS - 4 yr fixed Low Doc
	Low Doc Home Loans - Adelaide Bank - Lo Doc HomeBuyer
	Low Doc Home Loans - Westpac - Lo Doc 10 yr fixed Options 0.20%Disc $150<$250K 0.40% Disc
	Low Doc Home Loans - Westpac - Lo Doc 7 yr fixed Options 0.20%Disc >$500K 0.70% Disc

Other Home Loans Ltd Home Loan Products

	Fixed Rate Home Loans - Home Loans Ltd - 4 yr fixed Balanced Special Rolldown
	Low Doc Home Loans - Home Loans Ltd - 3 yr fixed Premium Prof Pack Lo Doc
	Fixed Rate Home Loans - Home Loans Ltd - 3 yr fixed Smart Saver/100% Home Loan
	Bridging Home Loans - Home Loans Ltd - Go Between Loan
	Fixed Rate Home Loans - Home Loans Ltd - 2 yr fixed Hassle Free 60%<80%
View all Home Loans Ltd home loan products

This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.

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