Fixed Rate Home Loans - HomeSide Lending - NSW VIC ACT QLD WA Only 5 yr fixed>$300K |
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to select a different loan amount and loan term. Currently: $150,000 over 30 years |
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| Home Loan Lender |
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HomeSide Lending Home Loan |
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| Home Loan Product Name |
NSW VIC ACT QLD WA Only 5 yr fixed>$300K |
| Interest Rate |
9.09% |
Comparison Rate
Estimated |
9.32% |
| Amount |
$150,000 |
| Term |
30 years |
Initial Monthly Payment
Estimated |
$1,238.36 |
Monthly Payment
Estimated |
$1,258.34 |
Total Paid
Estimated |
$451,680 |
| Establishment Fee |
$0.00 |
| Enquire/Apply |
 
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| Target Market |
Interest only loan for residential investment properties where the interest rate is fixed for the period of the loan.
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Regardless of interest rate fluctuations, driven by changing economic conditions, the interest rate and interest repayments remain the same for the period of the loan.
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Note: Fixed Rate Mortgage is Interest Only and is Only Available For Investment Purposes. |
| Acceptable Income |
Self Employed, Salary and Wage Earners |
| Loan Term |
1,2,3 & 5 years |
| Loan Size |
Minimum: $50,000
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Maximum: case by case |
| Repayment Type |
Interest only (Monthly in arrears), or
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Interest in advance 1 year only |
| Repayment Options |
Monthly in arrears or annually in advance |
| Extra Repayments |
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| Split Loan Facility |
Yes |
| Offset |
NOT Available. |
| Redraw Facility |
NOT Available. |
| LVR |
Investment only - LVR 95% maximum (case by case). |
| Fees |
Application Fee:$600
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The Establishment Fee is waived for loans > than $300K in NSW, VIC, ACT, QLD, WA
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The Establishment Fee is waived for loans > than $200K in SA, NT, TAS
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A fee of $150 for each additional security property is applicable.
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Loan Service Fee: Nil
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Document Registration Fee $150 ( varies from state to state)
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Fees on Deposits/Cheques: Nil
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Prepayment Fee:$360+ Economic Cost
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Cheque Access No
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Deposit Book No
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Card Access No
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Packaging Yes
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Fixed Rate Options - Rate Lock fee is calculated as 0.15% of the approved limit, rounded to the nearest $10. The minimum fee is $50.
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DDR Repayments Yes
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Phone Enquiry Access Yes
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Internet Banking Access Yes
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Variation fee $300 Variation of Loan Contract
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Document Registration Fee $83.60
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Additional Security $150 per mortgage account/loan product after the first one
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Packaging Fee $100 per mortgage account/loan product after the first one
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Fixing Fee $100 where loan is refixed from a variable period
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Security Discharge Fee $300
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Prepayment Fee $360
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Early Exit Fee Fixed Rate Mortgage Fee 0.45% Cap $3000 Term 4 years |
| Enquire/Apply |
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| Other Fixed Rate Home Loans |
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| Other HomeSide Lending Home Loan Products |
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This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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