| Home Loan Lender |
 |
HomeSide Lending Home Loan |
|
| Home Loan Product Name |
NSW VIC ACT QLD WA Peak Perform>$250K<$300K |
| Interest Rate |
7.42% |
Comparison Rate
Estimated |
7.59% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,040.62 |
Total Paid
Estimated |
$379,560 |
| Establishment Fee |
$600.00 |
| Enquire/Apply |
 
|
| Target Market |
A flexible overdraft with a variable interest rate designed to meet total financial requirements with one facility. Interest Only Any Purpose (subject to credit policy). |
| Acceptable Income |
Self Employed, Salary and Wage Earners |
| Loan Term |
On Demand
,
Minimum: 1 years
,
Maximum: 30 years |
| Loan Size |
Minimum: $50K
,
Maximum: $ 3 million case by case |
| Repayment Type |
Principal & Interest
,
Interest Only |
| Repayment Options |
Payments can be made on a regular basis |
| Extra Repayments |
|
| Split Loan Facility |
Yes |
| Offset |
Not Applicable |
| Redraw Facility |
Not Applicable |
| LVR |
Owner Occupier: LVR 90% maximum
,
Maximum LVR 90%
,
This is available for Principal and Interest Products. Interest Only products can be used where the Interest Only period is limited to a maximum of 5 years then converts to Principal and Interest, including Plain and Simple Interest Only option and HomeSide HomePlus. |
| Fees |
Application Fee: $600
,
The Establishment Fee is waived for loans > than $300K in NSW, VIC, ACT, QLD, WA
,
The Establishment Fee is waived for loans > than $200K in SA, NT, TAS
,
A fee of $150 for each additional security property is applicable.
,
Loan Service Fee:$70 per half year
,
Fees on Deposits/ Cheques: Nil
,
Access to account with debit card and cheque book
,
Deposits can be made at any NAB free of charge
,
Internet Banking available
,
phone Enquiry access available
,
,
Variation fee $300 Variation of Loan Contract
,
Document Registration Fee $150 ( varies from state to state)
,
Additional Security $150 per mortgage account/loan product after the first one
,
Packaging Fee $100 per mortgage account/loan product after the first one
,
Fixing Fee $100 where loan is refixed from a variable period
,
Security Discharge Fee $300
,
Full Telephone Banking services provided
,
Early Exit Fee of $1200 does not reduce over time and is payable if the loan is refinanced or repaid in full within 4 years of the settlement date |
| Enquire/Apply |
|