Line of Credit Home Loans - HomeSide Lending - Peak Perform<$150K |
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to select a different loan amount and loan term. Currently: $150,000 over 30 years |
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| Home Loan Lender |
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HomeSide Lending Home Loan |
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| Home Loan Product Name |
Peak Perform<$150K |
| Interest Rate |
9.82% |
Comparison Rate
Estimated |
9.83% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,279.93 |
Total Paid
Estimated |
$465,600 |
| Establishment Fee |
$600.00 |
| Enquire/Apply |
 
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| Target Market |
A flexible overdraft with a variable interest rate designed to meet total financial requirements with one facility. Interest Only
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Any Purpose (subject to credit policy) |
| Acceptable Income |
Self Employed, Salary and Wage Earners |
| Loan Term |
On Demand
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Minimum: 1 years
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Maximum: 30 years |
| Loan Size |
Minimum: $50,000
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Maximum: $ 3 million case by case
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$20K minimum if packaged with other products however over all loan amount must be over $100K |
| Repayment Type |
Principal & Interest
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Interest Only |
| Repayment Options |
Payments can be made on a regular basis |
| Extra Repayments |
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| Split Loan Facility |
Yes |
| Offset |
Not Applicable |
| Redraw Facility |
Not Applicable |
| LVR |
Owner Occupier: LVR 90% maximum
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Maximum LVR 90%
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This is available for Principal and Interest Products. Interest Only products can be used where the Interest Only period is limited to a maximum of 5 years then converts to Principal and Interest, including Plain and Simple Interest Only option and HomeSide HomePlus. |
| Fees |
Application Fee: $600
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The Establishment Fee is waived for loans > than $300K in NSW, VIC, ACT, QLD, WA
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The Establishment Fee is waived for loans > than $200K in SA, NT, TAS
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A fee of $150 for each additional security property is applicable.
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Loan Service Fee:$70 per half year
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Fees on Deposits/ Cheques: Nil
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Access to account with debit card and cheque book
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Deposits can be made at any NAB free of charge
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Internet Banking available
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{phone Enquiry access available
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Variation fee $300 Variation of Loan Contract
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Document Registration Fee $150 ( varies from state to state)
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Additional Security $150 per mortgage account/loan product after the first one
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Packaging Fee $100 per mortgage account/loan product after the first one
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Fixing Fee $100 where loan is refixed from a variable period
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Security Discharge Fee $300
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Full Telephone Banking services provided
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Peak Performance Equity Mortgage Fee 0.45% Cap $3000 Term 4 years |
| Enquire/Apply |
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| Other Line of Credit Home Loans |
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| Other HomeSide Lending Home Loan Products |
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This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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