Professional Package Home Loans - moneyQuest - 5 yr fixed Advantage 0.15% Disc>$150K<$250K 0.50% Disc

This loan is suitable for
No income or Professional Hurdles
Self employed At the Lending Managers discretion
Serviceability up to LVR 80% 1.00 x over LVR 80% 1.10 x Non Resident and serviced apartments 1.25 x
On Income Calculations Worksheet use 2 % of limit, highest balance in the last 3 mths, or nil limit if card cleared each month for the last 3 mths

For Investment Loans calculate 12 months worth of interest at the qualifying rate and take this amount off taxable income before assessing for tax.

Home Loan Loan Term
As per individual product specifications.

Home Loan Loan Size
Minimum $50K.

Let a Ratesonline accredited home loan consultant help you with this moneyQuest home loan

Home Loan Repayment Type
As per individual product specifications.

Repayment Options
As per individual product specifications.

Extra Repayments
As per individual product specifications.

Let a Ratesonline accredited home loan consultant help you with this moneyQuest home loan

Split Loan Facility
Yes. Multiple Loans up to 5 loans for the annual fee of $375.

Offset
Yes (not available on Portfolio Loans).

Redraw Facility
Yes (not available on Portfolio Loans).
Fee free phone and internet redraws.
Note redraw isn't available until the next payment due date after settlement.
Fixed Rate Loans: Customers have the ability to redraw additional payments made (referred to as prepayments) up to a limit of $10,000 per 12 month period.
Maximum Redraw: via Internet Banking is $30,000 per day, phone and internet transfers can only be made into BankSA accounts.

LVR for Professional Package Home Loans - moneyQuest - 5 yr fixed Advantage 0.15% Disc>$150K<$250K 0.50% Disc

As per individual product specifications.

Let a Ratesonline accredited home loan consultant help you with this moneyQuest home loan

Fees for Professional Package Home Loans - moneyQuest - 5 yr fixed Advantage 0.15% Disc>$150K<$250K 0.50% Disc

Annual Package Fee $395
Home Loan Establishment Fee Nil
Home Loan Increase Fee Nil
Switch/Conversion Fee Nil
Portfolio Loan sub-account set up Nil
Home loan monthly Admin fee Nil
Complete Freedom monthly fee Nil
Credit Card annual fee Nil
Mortgage equaliser monthly service fee Nil (Includes Repayment Offset monthly service fee.)
Phone and Internet Redraw fees Nil
Fees apply as per product specifications