Fixed Rate Home Loans - NAB - Choice 4 yr fixed

This loan is suitable for
PAYG SELF EMPLOYED

Home Loan Loan Term
Maximum 30 Years

Home Loan Loan Size
Minimum $20K
No Maximum

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Home Loan Repayment Type
Fixed interest rate offers a range of terms from 12 months 1, 2, 3, 4, 5 and to 10 year Principal & Interest Only note 10 Year Fixed not available as Interest Only.
Prior to expiry date you will be notified of the options available. If you do not choose anther fixed rate the loan automatically switches to a variable rate loan.
Note fees applicable if you roll over to a fixed rate option.

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Not permitted

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Split Loan Facility
Yes

Offset
Yes standard savings rate

Redraw Facility
Not Available

LVR for Fixed Rate Home Loans - NAB - Choice 4 yr fixed

Owner Occupier Maximum LVR 95%
Refinance Maximum LVR 95% higher LVR refer to Lender
Investment Maximum LVR 95%
Construction Maximum LVR 95%
Land Maximum LVR 95%
Debt Consolidation Maximum LVR 90%
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers:
4 Star Brokers - Max LVR 95%
2 & 3 Star Brokers - Max LVR 90%
0 & 1 Star Brokers - Not able to submit new business.

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Fees for Fixed Rate Home Loans - NAB - Choice 4 yr fixed

Application Fee $600
Account Keeping Fee $8 pm
Settlement Fee Nil ($200 if bank staff attend settlement)
Switch Fee Nil (Change Type Interest Rate/Repayments, Increase Credit Except By Redraw, Other Changes $600)
Early Repayment Fee $360 (plus any economic cost for all or part of a fixed rate loan. Refer to lender for costs)
Early Exit Fee if loan repaid in full within 4 years $900