| Home Loan Lender |
 |
NAB Home Loan |
|
| Home Loan Product Name |
Choice Variable |
| Interest Rate |
9.11% |
Comparison Rate
Estimated |
9.25% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,202.62 |
Total Paid
Estimated |
$444,330 |
| Establishment Fee |
$0.00 |
| Enquire/Apply |
 
|
| Target Market |
|
| Acceptable Income |
PAYG & SELF EMPLOYED & PROFESSIONALS/INVESTORS |
| Loan Term |
Max 30 Years |
| Loan Size |
Minimum amount $20K
,
No Maximum |
| Repayment Type |
Principal & Interest
,
Interest calculated daily upon drawdown on outstanding balance |
| Repayment Options |
Repayment frequency - weekly, fortnightly or monthly |
| Extra Repayments |
|
| Split Loan Facility |
Available |
| Offset |
Yes standard savings rate |
| Redraw Facility |
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000). |
| LVR |
Owner Occupier Maximum LVR 95%
,
Construction Maximum LVR 95%
,
Refinance Maximum LVR 95% higher LVR refer to Lender
,
Investment Maximum LVR 95%
,
Debt Consolidation Maximum LVR 95% |
| Fees |
Annual Service Fee $375
,
Valuation Fee N/A
,
Settlement Processing Fee N/A
,
Gold Credit Card Fee Free
,
Increase fee N/A
,
Legal Fees N/A
,
Early Exit Fee if loan repaid in full within 4 years $900 |
| Enquire/Apply |
|