This loan is suitable for
A person who is self employed - 100%. Last 24 months recent financials must be provided..
A guarantor can be used - Parental guarantor only, 2nd mortgage cannot exceed 80% LVR.
Home Loan Loan Term
Loan term up to 40 years
Home Loan Loan Size
For loans with a minimum value of $20,000 and a maximum of $0
Let a Ratesonline accredited home loan consultant help you with this Police and Nurse Credit Society home loan
Repayment Options
Weekly repayments accepted.
Extra Repayments
Let a Ratesonline accredited home loan consultant help you with this Police and Nurse Credit Society home loan
Split Loan Facility
Split loan is available - Not available during construction..
Offset
Offset is available - Offset account requires minimum of $500 of customer's pay electronically credited per calendar month for the offset to work. Offset from $1 saved. $8.00 monthly fee applies for offset account..
Redraw Facility
Redraw is available.
LVR for Variable Rate Home Loans - Police and Nurse Credit Society - Easy Pay Home Loan (Easypay Rate)
Maximum available LVR is 95%
Let a Ratesonline accredited home loan consultant help you with this Police and Nurse Credit Society home loan
Fees for Variable Rate Home Loans - Police and Nurse Credit Society - Easy Pay Home Loan (Easypay Rate)
Monthly Fee $8.00
Annual Fee $0
Establishment Fee $650
Discharge Fee $0
Legal Fee $0
Portability Fee $0
Settlement Fee $192
Switching Fee $410
Early Termination Fee $0
Top Up: $410 metro < $1m, $640 for metro > $1m/non metro.
Progress Payment Inspection Fee (no. progress payments x $99), Progress Payment Admin Fee (no. progress payments x $50). Total $149 per progress drawdown.
From 1 October 2009 all new Police & Nurses members opening a savings account or lending product will be required to purchase a $10 share with the Society per member/person.
Other fees refer to lender.
