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Intro Rate Home Loans - Resi - Switch and Save

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Resi
Comparison Rate 6.23%
Amount $200,000
Term 30 years
Initial Payment Est. $1,192.68
Monthly Payment Est. $1,229.72
Total Amount Paid Est. $442,149
Establishment Fee $237.00

5.95%

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Loan Features for Resi - Switch and Save
Borrowers requiring a competitive variable introductory rate and very competitive ongoing revert rate.

This loan is suitable for
Applicant Types:
PAYG Income Earners
Self Employed

Home Loan Loan Term
25 or 30 Years

Home Loan Loan Size
Minimum Loan - $30,000
Maximum Loan - $2,000,000

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Home Loan Repayment Type
Principal & Interest
Interest Only Up to 10 Years (Fixed 1-5 Years + 10 Years)

Repayment Options
P&I Weekly, Fortnightly or Monthly
Interest Only - Monthly

Extra Repayments
Yes, DEF only applies if loan discharged within first 5 years.

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Split Loan Facility
Yes up to 4 sub-accounts for improved flexibility at no cost at initial setup

Offset
Not available

Redraw Facility
Yes, no minimum redraw amount.Unlimted free redraws.


LVR for Intro Rate Home Loans - Resi - Switch and Save

Owner Occupied Maximum LVR 90%
Investment Maximum LVR 90%
Construction Maximum LVR 90%
Refinancing Maximum LVR 90%
Debt Consolidation Maximum LVR 90%
Vacant Land Loans Maximum LVR 90%

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Fees for Intro Rate Home Loans - Resi - Switch and Save

Application Fee Nil
Monthly Account Keeping Fee Nil
Valuation Fee - $236.50 per valuation (First valuation shown as Establishment Fee)
Legal Fee - $396 per property (displayed as Preparation Fee). Additional fees may be payable from time to time depending on the loan structure so contact your RESI BDM.
Deferred Establishment fee:
An early repayment fee equal to one month’s loan repayment if the loan is paid out in full within the 5 years of settlement.

Additional costs will apply for fixed rate loans.

 
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The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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