This loan is suitable for
Available for loan amounts $50,000 - $999,999
Available for people who will live in the property.
Suitable for people looking for a residential investment loan.
A guarantor can be used - Guarantees may be required from individuals or a Company.
Guarantees are taken to improve the Bank's security position, not to assist the applicant's serviceability.
Following eligibility criteria must be met for Parental Guarantee:
Individual applicants are restricted to a maximum of one parental guarantee borrowing, No single guarantee is to represent more than 50% of the value of the guarantor's security.
Independent Legal Advice must be obtained by each Guarantor..
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $50,000 and a maximum of $999,999
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Repayment Options
Fortnightly repayments accepted.
Monthly repayments accepted.
Extra Repayments
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Split Loan Facility
Split loan is available - $150 per split. Splits are only available within the Low Doc product set..
Offset
Not available.
Redraw Facility
Redraw is available - Free Online or Phone
Manual redraws - $50.
LVR for Low Doc Home Loans - St George - Low Doc 5 Year Fixed
Maximum available LVR is 80%
Let a Ratesonline accredited home loan consultant help you with this St George Bank home loan
Fees for Low Doc Home Loans - St George - Low Doc 5 Year Fixed
Monthly Fee $12.00
Annual Fee $0
Establishment Fee $750
Discharge Fee $250
Legal Fee $0
Portability Fee $500
Settlement Fee $100
Switching Fee $500
Early Termination Fee $0
$205 Company/Trust applications
$500 Repayment Holiday Fee (where feature is available)
Refer to link@StGeorgeFeeMatrix.pdf@Loan_Account_Fees for full list of fees and charges.
