This loan is suitable for
A person who is self employed - Personal guarantees mandatory. Guarantor's (Security Custodian's) income may not be used in the servicing assessment..
A guarantor can be used - Guarantees may be required from individuals or a Company.
Guarantees are taken to improve the Bank's security position, not to assist the applicant's serviceability.
Following eligibility criteria must be met for Parental Guarantee:
Individual applicants are restricted to a maximum of one parental guarantee borrowing, No single guarantee is to represent more than 50% of the value of the guarantor's security.
Independent Legal Advice must be obtained by each Guarantor..
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $100,000 and a maximum of $2,000,000
Let a Ratesonline accredited home loan consultant help you with this St George Bank home loan
Repayment Options
Fortnightly repayments accepted.
Monthly repayments accepted.
Extra Repayments
Let a Ratesonline accredited home loan consultant help you with this St George Bank home loan
Split Loan Facility
Split loan is available - Within Super Fund Home Loan Product Set.
Offset
Not available.
Redraw Facility
Not available.
LVR for Fixed Rate Home Loans - St George - Super Fund 5 Year Fixed
Maximum available LVR is 72%
Let a Ratesonline accredited home loan consultant help you with this St George Bank home loan
Fees for Fixed Rate Home Loans - St George - Super Fund 5 Year Fixed
Monthly Fee $12.00
Annual Fee $0
Establishment Fee $1,500
Discharge Fee $250
Legal Fee $615
Portability Fee $0
Settlement Fee $100
Switching Fee $500
Early Termination Fee $0
$205 Company/Trust applications
Refer to link@StGeorgeFeeMatrix.pdf@Loan_Account_Fees for full list of fees and charges.
