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Fixed Rate Home Loans - Suncorp - 1 yr fixed

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Suncorp
Comparison Rate 7.02%
Amount $200,000
Term 30 years
Initial Payment Est. $1,282.61
Monthly Payment Est. $1,321.74
Total Amount Paid Est. $479,652
Establishment Fee $600.00

6.64%

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Loan Features for Suncorp - 1 yr fixed
Allows the borrower to secure an interest rate and repayment amount for a set period, with some flexibility to make additional payments.

This loan is suitable for
As per policy guidelines.

Home Loan Loan Term
1,2,3,or 5 year fixed interest period.
Introductory 12 months.
Maximum: 30 Years.

Home Loan Loan Size
Minimum: $10,000.
Maximum: Unlimited.

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Home Loan Repayment Type
Principal & Interest, Interest Only for investment and Interest Only Personal Purpose .
Interest Only Personal Purpose the loan must roll to Principle and Interest when the Interest Only Period is completed. Minimum Interest Only term is 3 months with a maximum of 60 months. At the end of 60 months there is an option to extend by an additional 60 months subject to credit approval. Terms and Conditions apply.

Repayment Options
Weekly or Fortnightly or Monthly.

Extra Repayments
If the overall payment made for the month exceeds the standard monthly repayment by more than $500, then an Early Payment Interest Adjustment may apply.

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Split Loan Facility
Yes, 1 free.

Offset
Not applicable

Redraw Facility
Not available while loan is on fixed rate.


LVR for Fixed Rate Home Loans - Suncorp - 1 yr fixed

Please note that a Loan to Value Margin will apply where the LVR is =>90%.
Owner Occupier Maximum LVR 95% - Refer to Special Criteria
Investment Maximum LVR 95% - Refer to Special Criteria
Refinance Maximum LVR 90%
Debt Consolidation Maximum LVR 90%
Cash Out Maximum LVR 90%
LVR for both personal and investment purposes.
Maximum number of loans that can be consolidated is 4. Maximum loan amount $500,000.

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Fees for Fixed Rate Home Loans - Suncorp - 1 yr fixed

Establishment Fee:$600.
Account Keeping Fee:$10 per month.
Additional Valuation Fee $160
Split Loan Fee $200
Progressive Funding Fee $250
Deferred Establishment Fee applies within the first 4 years Minimum $800
or $1400 if Application Fee of $600 not paid upfront.
Switching Fee: $300
If fixed rate is broken early, Early Payment Interest adjustment, may also apply.
Guaranteed Rate Fee is calculated at a rate of 0.15% of the amount borrowed and is financed as part of the loan amount.
Establishment fee includes all Valuations and Legal Fees.

 
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The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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