Professional Package Home Loans - The Rock Building Society - Rock Star $100K<$250K 0.50% Disc

This loan is suitable for
PAYG and Self Employed applicants, Company and Trust.

Home Loan Loan Term
Maximum loan term 30 years.
Maximum Interest Only term 5 years.

Home Loan Loan Size
Minimum $100K.
Maximum $3.5M.

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Home Loan Repayment Type
Principal & Interest.
Interest Only maximum term 5 years.

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Unlimited with the exception of full repayment within first 4 years.

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Split Loan Facility
Yes up to six splits.

Offset
Two 100% offset accounts available with no monthly fee.

Redraw Facility
Yes. Account to have one payment in advance. Any amount in addition may be redrawn at anytime. Minimum amount $1K at no cost. Maximum LVR after redraw not to exceed 90%.

LVR for Professional Package Home Loans - The Rock Building Society - Rock Star $100K<$250K 0.50% Disc

Owner Occupied & Construction Maximum LVR 90% inc LMI.
Residential Investment Maximum LVR 90%.
Construction Maximum LVR 90%.
Vacant Land: Maximum LVR 90%.
Refinancing: Maximum LVR 90% (One debt only).
Debt consolidation: Maximum LVR 90%.

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Fees for Professional Package Home Loans - The Rock Building Society - Rock Star $100K<$250K 0.50% Disc

Application Fee $Nil (includes the valuation of one security property)
Additional Valuation Fee $275. (To the value of $1 million the Valuation Fee will be added to the Application Fee).
Annual Package Fee $300
Progress Inspection Fee $125. This fee is charged for each of the first and final builders payments
Account Keeping Fee Nil.
Access Fees Free Internet banking, Phone banking.
All Deferred Establishment Fees:
Year 1 or Year 2 minimum $1,500 or 0.25% (whichever is greater).
Year 3 minimum $1,200 or 0.20% (whichever is greater).
Year 4 minimum $900 or 0.15% (whichever is greater).
(Calculated on the approved loan amount).
Plus deferred LMI if original LVR was less than or equal to 80% or $500K.
Release Fee:$380.
Switch Fee:$250.