This loan is suitable for
A person who is self employed - Self employed for more than 2 years: Each applicant to evidence with 2 years worth of personal tax returns, partnership tax returns and sole trader/partnership/trust or company financial statements (inc profit and loss accounts and balance sheets) where applicant has earned income from any of these sources. Note - after 1 December it is mandatory to supply the previous 30 June financials as above. Include any details of ongoing contracts if the applicants income is derived from that source.
Self Employed less than 2 years: Last 2 years personal and business tax returns, interim trading results prepared by a certified accountant, accompanied by a balance sheet and a letter from a certified accountant estimating the taxable income the applicant is expected to earn in the current financial year. Note - Mortgage Insurance is not available for applicants who have not been in current business for min 2 financial years..
A guarantor can be used.
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $25,000 and a maximum of $0
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Repayment Options
Weekly repayments accepted.
Extra Repayments
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Split Loan Facility
Split loan is available - Split with standard products only..
Offset
Not available.
Redraw Facility
Redraw is available.
LVR for Variable Rate Home Loans - Westpac - Flexi First Option Home Loan
Maximum available LVR is 95%
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Fees for Variable Rate Home Loans - Westpac - Flexi First Option Home Loan
Monthly Fee $0.00
Annual Fee $0
Establishment Fee $600
Discharge Fee $400
Legal Fee $0
Portability Fee $350
Settlement Fee $0
Switching Fee $350
Early Termination Fee $0
$350 Top Up Fee
