| Home Loan Lender |
 |
Wide Bay Australia Home Loan |
|
| Home Loan Product Name |
3 yr fixed |
| Interest Rate |
9.05% |
Comparison Rate
Estimated |
9.65% |
| Amount |
$150,000 |
| Term |
30 years |
Initial Monthly Payment
Estimated |
$1,212.33 |
Monthly Payment
Estimated |
$1,276.62 |
Total Paid
Estimated |
$461,625 |
| Establishment Fee |
$645.00 |
| Enquire/Apply |
 
|
| Target Market |
Owner occupied, and construction home loans, Investment Loan, Vacant Residential Land, Refinance and Debt consolidation. |
| Acceptable Income |
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period. |
| Loan Term |
Maximum: 1 year, 2 year and 3 year fixed rates available.
,
Interest rate reverts to standard variable at the end of fixed term.
,
Maximum Loan Term 30 years. |
| Loan Size |
Minimum: $10K
,
Maximum: $1M
,
Maximum loan amount for SA is $350K |
| Repayment Type |
Principal and interest or interest only repayments. |
| Repayment Options |
Weekly, Fortnightly or Monthly. |
| Extra Repayments |
|
| Split Loan Facility |
Not available. |
| Offset |
Mortgage offset Account (Mortgage Muncher) available. |
| Redraw Facility |
Available. |
| LVR |
Owner Occupied Maximum LVR 90%
,
Construction Maximum LVR 90%
,
Investment Maximum LVR 90%
,
Refinance Maximum LVR 90%
,
Maximum LVR 90% plus LMI Premium. |
| Fees |
Establishment Fee: $395.
,
Valuation Fee ($250 payable upfront).
,
Additional Valuation refer to lender.
,
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee)
,
Monthly Service Fee: $10 on fixed Rate Loans for the term of the fix.
,
Early Repayment Fee: if within first 4yrs. $1,500
,
Switching Fee:$300 for switching to fixed rate. |
| Enquire/Apply |
|