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Fixed Rate Home Loans - Wide Bay Australia - 3 yr fixed

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Wide Bay Australia
Comparison Rate 7.38%
Amount $200,000
Term 30 years
Initial Payment Est. $1,460.56
Monthly Payment Est. $1,334.06
Total Amount Paid Est. $489,877
Establishment Fee $745.00

7.95%

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Loan Features for Wide Bay Australia - 3 yr fixed
Owner occupied, and construction home loans, Investment Loan, Vacant Residential Land, Refinance and Debt consolidation.

This loan is suitable for
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period.
Self employed borrowers, 2 full years of personal and business tax returned must be obtained. Interim financials are unacceptable.

Home Loan Loan Term
Maximum: 1 year, 2 year and 3 year fixed rates available.
Interest rate reverts to standard variable at the end of fixed term.
Maximum Loan Term 30 years.

Home Loan Loan Size
Minimum: $10K
Maximum: $1M
Maximum loan amount for SA is $350K

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Home Loan Repayment Type
Principal and Interest or Interest Only repayments.

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Lump sum of additional payments allowed.
Payment holiday available.

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Split Loan Facility
Not available.

Offset
Mortgage offset Account (Mortgage Muncher) available.

Redraw Facility
Available.


LVR for Fixed Rate Home Loans - Wide Bay Australia - 3 yr fixed

Owner Occupied Maximum LVR 95%
Construction Maximum LVR 90%
Investment Maximum LVR 90%
Refinance Maximum LVR 90%
Maximum LVR 95% inc LMI Premium.

Let a Ratesonline accredited home loan consultant help you with this Wide Bay Australia home loan


Fees for Fixed Rate Home Loans - Wide Bay Australia - 3 yr fixed

Establishment Fee: $495.
Valuation Fee ($250 payable upfront).
Additional Valuation refer to lender.
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee)
Monthly Service Fee: $12 on fixed Rate Loans for the term of the fix.
Early Repayment Fee: if within first 4yrs. $1,500
Switching Fee:$300 for switching to fixed rate.

 
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The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.
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