This loan is suitable for
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period.
Self employed borrowers, 2 full years of personal and business tax returned must be obtained. Interim financials are unacceptable.
Home Loan Loan Term
Maximum loan term 30 Years.
Home Loan Loan Size
Minimum: $10K.
Maximum: $1M.
Maximum loan amount for SA is $350K
Let a Ratesonline accredited home loan consultant help you with this Wide Bay Australia home loan
Home Loan Repayment Type
Principal and interest or interest only repayments.
Repayment Options
Weekly, Fortnightly or Monthly.
Extra Repayments
Let a Ratesonline accredited home loan consultant help you with this Wide Bay Australia home loan
Split Loan Facility
Not available
Offset
Mortgage offset Account (Mortgage Muncher) available
Redraw Facility
Available
LVR for Intro Rate Home Loans - Wide Bay Australia - Australian Home Loan
Owner Occupied Maximum LVR 95%
Construction Maximum LVR 90%
Investment Maximum LVR 90%
Refinance Maximum LVR LVR 90%
Debt consolidation Maximum LVR 90%
Maximum LVR 95% inc LMI Premium.
Let a Ratesonline accredited home loan consultant help you with this Wide Bay Australia home loan
Fees for Intro Rate Home Loans - Wide Bay Australia - Australian Home Loan
Establishment Fee: $495
Valuation Approximately $250
Additional Valuation refer to lender
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee)
Monthly Service Fee$12 per month
Early Repayment Fee: if within first 4yrs $1,500
Switching Fee:$300 for switching to fixed rate
Product Change Nil subject to contract conditions