| Home Loan Lender |
 |
Wide Bay Australia Home Loan |
|
| Home Loan Product Name |
Freedom Line |
| Interest Rate |
9.97% |
Comparison Rate
Estimated |
9.64% |
| Amount |
$150,000 |
| Term |
30 years |
Monthly Payment
Estimated |
$1,258.00 |
Total Paid
Estimated |
$457,125 |
| Establishment Fee |
$645.00 |
| Enquire/Apply |
 
|
| Target Market |
Any personal purpose or investment |
| Acceptable Income |
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period. |
| Loan Term |
Maximum: Continuing - no fixed term.
,
Maximum Loan Term 30 years.
,
All Loans to be paid by 70th Birthday. |
| Loan Size |
Minimum: $50K.
,
Maximum: $1M. |
| Repayment Type |
Interest only |
| Repayment Options |
Monthly. |
| Extra Repayments |
|
| Split Loan Facility |
Sub Accounts available. |
| Offset |
Not Applicable. |
| Redraw Facility |
Access via Cash card, Cheque book or Bpay.
,
Cheques: 10 pm free - then $1 each.
,
Eftpos: 8 pm free - then $0.50 each.
,
Non-Wide Bay ATM: 5 pm free - then $1.50 each. |
| LVR |
Owner Occupied Maximum LVR 90%.
,
Investment Maximum Maximum LVR 90%.
,
Construstion Maximum LVR 0
,
Refinance Maximum LVR 90%
,
Maximum: 90% of approved property value up to $ 500K. |
| Fees |
Establishment Fee $395.
,
Valuation Fee $250 payable upfront.
,
Additional Valuation refer to lender.
,
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee)
,
Monthly Service Fee: $10.
,
Early Repayment Fee:$1500 for first 4 years.
,
Access via Cash card, Cheque book or Bpay.
,
Cheques: 10 pm free - then $1 each.
,
Eftpos: 8 pm free - then $0.50 each.
,
Non-Wide Bay ATM: 5 pm free - then $1.50 each |
| Enquire/Apply |
|