St George Advantage Package
If you are looking to bundle your home loan with a credit card and transaction account, the St George Advantage Package could be a convenient all-in-one solution.
This product can save you money - you'll be able to take advantage of package discounts on home contents insurance and home loan protection.
Best of all, this mix-and-match package is suitable for buyers at all stages - whether you are purchasing your first home or making an investment.
St George Standard Variable Rate Loan
A standard variable mortgage gives you plenty of flexibility - you'll enjoy accessing competitive rates without being locked into a long-term fixed rate.
You'll be able to set your own loan term and repayment schedule - and you'll even have the option of a 100 per cent offset account and a redraw facility.
This loan can even be used to purchase property or vacant land for building, making it a useful solution for many different types of buyers.
St George Fixed Rate Home Loan
Fixed rate mortgages may bring peace of mind to borrowers, as there will be no surprises when it comes to monthly payments.
These are perfect for people who like to set a strict budget and know exactly how much money they are spending each month on their mortgage payments.
St George's fixed rate home loans are flexible to suit your needs - you can choose to lock your rate for periods of between one and five years.
St George Portfolio Loan
Homeowners who are looking for ways to free up some cash for other purchases or investments may be interested in using the equity in their property to do so - which is where the St George Portfolio Loan comes in.
This product allows you to borrow a percentage of the value of your home to build your assets and make investments - and a flexible line of credit ensures that you have the funds you require when you need them.
You can even divide your loan into a maximum of ten sub-accounts so you can keep better tabs on your finances.
St George Basic Home Loan
If you are looking for a no-frills mortgage that is easy to understand, the Basic Home Loan from St George might be well worth considering.
With no monthly fees and a low variable interest rate, this product is perfect for borrowers who want the basics.
Key features of this loan include the ability to make additional payments, which could help to save you money on interest in the long term.
You will also be able to benefit from choosing a repayment schedule that suits your lifestyle.
St George Introductory Rate Home Loan
If you are a first-time homeowner - or a new St George customer - taking advantage of introductory rates and specials can be an excellent way to save a bit of money.
The St George Introductory Rate Home Loan allows you to make the most of a lower rate of interest for the first 12 months of your mortgage - regardless of whether you prefer a fixed or variable rate.
For even further savings, you can bundle your mortgage with St George's Advantage Package.
St George Low Doc Home Loan
If you are a freelancer, self-employed or own your own business, it's no secret that cash flow can be uneven from month to month.
A low doc home loan is the perfect solution for anyone who cannot prove enough PAYG income to apply for a standard home loan - you can simply use your Business Activity Statements over the previous 12 month period to make your application.
You can choose a fixed-rate or variable-rate plan - or even split your mortgage and use a combination of the two options to create a payment system that suits you.
St George Low Doc Portfolio Loan
If you are after a flexible line of credit that can help you achieve your business and personal investment goals, the St George Low Doc Portfolio Loan is one option well worth considering.
This useful product allows you to borrow against the value of your property to make investments and build your assets - all at a competitive rate.
Whether you choose to purchase a new vehicle or invest in stocks or shares, this loan option allows self-employed people access to the cash they need to build their portfolio.
St George Seniors Access Home Loan
If you are over the age of 63, the St George Seniors Access Home Loan may allow you to live more comfortably in your retirement.
This innovative equity release product allows you to borrow against the value of your home to a specified maximum limit, which can vary depending on your age, the value of your property as determined by St George and where it is located.
These funds can then be used to finance your dream vacation, free up a bit of additional income or even purchase a new car.
You can choose to make voluntary loan payments at any time - or even defer payments until your property is sold later down the line.
St George Relocation Home Loan
If you are purchasing a new home and looking for an alternative to bridging finance while your existing property sells, why not consider a Relocation Home Loan from St George?
This product allows you to take six months to build your new home and a further six months to sell your existing property, offering you plenty of flexibility and the benefit of a competitive interest rate.
You can use a relocation loan to pay for the deposit of your new property - borrowing the balance during the settlement period.
St George Building Home Loan
The St George Building Home Loan is packed with plenty of useful features to help you though the construction process of your new home.
This option may help you to stay on budget - your loan funds are advanced according to the stages of construction on your new property as agreed with your builder.
St George can help you set up a payment schedule based on the progress made on your new home, ensuring the right funds are available for every step of the process.
St George Super Fund Home Loan
Self-managed super fund (SMSF) investors who are looking to purchase an investment property may find the Super Fund Home Loan is the perfect choice when it comes to flexibility.
This loan works to protect the other assets in your SMSF while at the same time, diversifying your portfolio with an investment in residential real estate.
Whether you already have a SMSF or plan to establish one, you may wish to speak to a St George representative about your options.
