The Rock Advantage Plus
A basic variable loan with a competitive interest rate is a smart option for customers who are keen to have a no-frills option with flexible features.
The Advantage Plus product comes complete with a fee-free online redraw facility and the option to make payments on a monthly, fortnightly or weekly basis.
Borrowers with this product also benefit from a competitive interest rate, as well as the ability to make additional repayments at any time.
The Rock Construction Facility
If you are looking for a product that supports you in your goal of building or renovating your dream home, The Rock's Construction Facility can help.
This product comes complete with an easy start option - this only requires you to repay the interest on the total amount you have drawn to date while the construction process is underway, which can help you keep up with your other financial commitments.
When your home is complete, your loan reverts to regular monthly repayments.
The Rock Standard Fixed Rate
Fixed rate mortgages can be a great option if you want to be safe in the knowledge of a consistent interest rate over a specified period of time.
The Rock Standard Fixed Rate loans also come with a great range of product features - in addition to a competitive interest rate, customers are able to make payments via direct debit and can choose to do so on a weekly, fortnightly or monthly basis.
Customers can also choose to switch from a variable rate to a fixed one - or to create a split loan with both fixed and variable payments.
The Rock Home to Home
If you've found the perfect new home, but haven't yet sold your existing property, the Home to Home loan from The Rock Building Society can help you keep your finances in check during this transition period.
This product allows you to secure your new property without giving up your bargaining power. It allows you to take up to 12 months to sell your old home and - unlike traditional bridging loans - The Rock charges rates that are in line with its other home loan products.
The Rock Interest Only
This facility might be particularly of interest to investors - with the ability to only repay the interest on your mortgage for up to five years of the loan term, it can free up much-needed funds in support of tax deductions and other investments.
Your Interest Only payments come out of your account on the last day of each month and you can choose an individual one to five-year term - or a 30-year loan with a term between one and five years being interest only.
The Rock Line of Credit
Anyone planning to pursue other investment opportunities may want to learn more about The Rock's Line of Credit product.
This money management tool is a flexible and simple way of funding further investments - and you may also find it offers a tax effective solution that allows you to seize opportunities as they emerge.
A line of credit from The Rock allows you to immediately access the equity in your home via internet banking, as well as ATMs, EFTPOS transactions or by writing a cheque.
The Rock Lo Doc
Self-employed borrowers might find that the Lo Doc loan from The Rock can be a great solution that fits in with their goals of home ownership.
This loan requires you to provide only minimal documentation - for example, financial reports and tax returns - and can be used with a wide range of mortgage options.
Whether you prefer a variable rate loan, a fixed rate package or want the flexibility of a line of credit or redraw facilities, this product gives you plenty of choices.
The Rock Rock Star Package
For a flexible option that is designed to support a range of financial goals, The Rock's Rock Star Package offers something for everyone.
In addition to being able to choose from a discounted variable rate or a market-leading fixed rate mortgage, you'll also benefit from a number of exclusive features.
You can have the option to set up a maximum of two 100 per cent offset accounts and package deposit accounts - and you'll be able to make additional payments whenever you choose.
The Rock Standard Variable
As The Rock's most popular product, the Standard Variable is characterised by its flexibility and competitive pricing.
With minimal upfront fees, the option to add a 100 per cent mortgage offset facility and the ability to switch to a fixed rate mortgage at any time, this option has a number of advantages.
Borrowers can also benefit from making additional repayments and can even pay using electronic debit from a savings account - either at The Rock or with another bank.
