Rocket Repay
This award-winning variable rate product has been honoured by the likes of Money magazine for its flexibility.
The Rocket Repay is a great option if you are looking to own your home sooner, with a 100 per cent mortgage offset account linked to your loan.
Its main features include a choice of access methods, as well as top-up and redraw facilities - and you are able to save interest on every dollar in your account.
Rocket Investment
If you are planning an investment property purchase, the Rocket Investment package could be the perfect solution.
Like the Rocket Repay loan, this product can help you own your new property more quickly. Flexible features including repayment holidays make this loan appealing for investors - and you are able to make additional repayments at any time without being charged by Westpac, which can take years off your mortgage.
This loan is linked to a transaction account and 100 per cent of your daily balance is offset against your mortgage, saving you interest.
Flexi First Option
Whether you are a first-time buyer or already own an existing property, the Flexi First Option is a great basic home loan.
This low-rate variable product allows you to only pay for the features you use - your options include redraw, top-up and even repayment holidays.
With no account keeping fees and the option to make additional repayments at any time without charge, there are many things to like about this basic loan.
Flexi First Option Investment
With no monthly fees for annual maintenance, the Flexi First Option Investment package is a great option if you want a variable rate loan.
Property investors may find this low-rate product appealing, as you are only required to pay for the features you use.
And with flexible options including repayment holidays, as well as top-up and redraw facilities, you'll be able to customise your loan and your payments to suit your needs.
Fixed Rate Investment Property
If you like the peace of mind that a fixed rate loan provides, this offering might be a great choice for you. The Fixed Rate Investment Property allows you to lock in your interest rate for a specified period of time - up to 12 years.
After your loan offer date, you can take advantage of the fixed rate lock-in feature - this allows you to take up to 90 days to secure your interest rate.
Lo doc versions of this product are also available if you're a property investor - and you'll be able to make additional payments of up to $25,000 in each fixed-rate term.
Equity Access
A home loan that allows you to access funds for other investments can support your other goals, including starting your own business, making renovations or repairs on your existing property and funding your children's education.
The Equity Access product can be combined with a home loan package from the lender for a further discount - and offers plenty of flexibility in terms of repayment size and timing.
Best of all, you'll only be required to pay interest on the amount you owe - and a revolving line of credit ensures your limit is available for as long as you need it.
Premier Advantage Package
If you combine your home loan package with your regular Westpac bank accounts, you could save thousands of dollars over the life of your loan.
The Premier Advantage Package, which is available for an annual package fee, allows you to make savings on the bank's other financial products as well - including annual credit card fees, insurance and monthly service fees on Westpac Choice accounts.
In addition, Premier Advantage Package holders may also be eligible to receive discounts or bonuses on wealth products and superannuation funds through the bank.
This package is available with the Rocket Repay, Fixed Rate Options and Equity Access mortgages.
