This loan is suitable for
Available for loan amounts $20,000 - $1,999,999
A person who is self employed - Loans not subject to LMI - financial information must be no older than 18 months.
Loans subject to LMI - financial information must be no older than 12 months.
Evidence is required in the form of copies of personal and all associated company/trust/partnership tax return for the most recent one years, accompanied by ATO assessment notices. Refer to evidence requirements..
A guarantor can be used - Max LVR 80% (not available on Mortgage Insured loans). Up to 100% of the purchase price..
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $20,000 and a maximum of $1,999,999
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Repayment Options
Fortnightly repayments accepted.
Monthly repayments accepted.
Extra Repayments
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Split Loan Facility
Split loan is available - Split loan fee of $200 per split may apply.
Conditions apply. Refer to BDM.
Offset
Offset is available - only available on 1 year fixed
ANZ One Offset Account.
$10pm fee applies (fee waived for Breakfree package members).
Redraw Facility
Not available.
LVR for Fixed Rate Home Loans - ANZ Bank - Fixed 1 year Home Loan
Maximum available LVR is 90%
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Fees for Fixed Rate Home Loans - ANZ Bank - Fixed 1 year Home Loan
Monthly Fee $10.00
Annual Fee $0
Establishment Fee $600
Discharge Fee $160
Legal Fee $0
Portability Fee $0
Settlement Fee $0
Switching Fee $0
Early Termination Fee $0
Production Fee - $160 (charged for producing a Certificate of Title or other security docs)
Lodgement Fee - $160 (Lodgement for registration of ANZ Mortgages, discharges of mortgage, transfers of land, assignment or re-assignment of Life Policies and other documents)
Progress Drawdowns - $250 (charged when first progress payment is made)
$10pm fee applies to offset 'ANZ-One' account (where available)