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Income Protection Insurance, best income protection quotes

Income protection insurance is a monthly benefit that will pay you a percentage of your gross salary (generally up to 75%) if you are temporarily unable to work through accident or sickness.

What would you do if you were suddenly unable to work? Could you pay your mortgage or rent, bills and any debts? How long would your savings last? Whilst you may think this will never happen to you, your savings will only last so long and having peace of mind with an income protection policy can invaluable.

Whether you are a young Australian with no dependants or have a spouse and children, income protection can be a cost effective form of cover for yourself and your family in the event that you were unable to work either temporarily or permanently.

Income Protection - OnePath - Income Secure Standard

Income Protection - OnePath - Income Secure Standard Enquire
Monthly Premium Expiry Age Benefit Rating
$47.02 70 years $5,000 1234

Policy Summary:
Recommended for full time workers, people with dependants and especially those in specialist or high-risk occupations
Pays up to 80% of your gross annual income if you're unable to work due to sickness or injury. Has flexible cover options.

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Income Protection - Macquarie - Disability Income Standard

Income Protection - Macquarie - Disability Income Standard Enquire
Monthly Premium Expiry Age Benefit Rating
$47.03 65 years $5,000 1234

Policy Summary:
Pays up to 75% of gross annual salary if the insured person is unable to work due to total or partial disability
Customisable waiting period provides option for lower premiums with longer waiting period and vice versa. Cover can be increased in line with inflation

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Income Protection - MLC - Income Protection Plus Standard

Income Protection - MLC - Income Protection Plus Standard Enquire
Monthly Premium Expiry Age Benefit Rating
$51.05 65 years $5,000 1234

Policy Summary:
The MLC Income Protection Plus policy has been customised to provide a monthly income stream in the event of sickness
Owners of an MLC Income Protection Excell plan consider combining with life insurance and TPD Cover.

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Income Protection - TAL - Income Protection Plan Premier Comprehensive

Income Protection - TAL - Income Protection Plan Premier Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$67.50 70 years $5,000 123

Policy Summary:
Focused on people looking to receve an income stream in the event of sickness
Many TAL Customers consider taking out an income protection policy with additional life and Total and Permanent Disability insurance

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Income Protection - Comminsure - Income Care Plus Cover Comprehensive

Income Protection - Comminsure - Income Care Plus Cover Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$70.20 65 years $5,000 1234

Policy Summary:
Provides a monthly benefit if you are unable to work due to sickness or injury
If you keep this policy for over 3 years you may be eligible for complimentary accidental death cover.

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Income Protection - Asteron - Income Protector Comprehensive

Income Protection - Asteron - Income Protector Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$83.16 64 years $5,000 1234

Policy Summary:
This Asteron Income Insurance policy has been designed to pay out 80% of your gross income in a monthly payment
Policy owners who purchase this insuarance also purchase life and total and permanent disability.

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Income Protection - AMP - Income Protection Advanced Comprehensive

Income Protection - AMP - Income Protection Advanced Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$85.67 65 years $5,000 1234

Policy Summary:
Available in three different levels of cover to suit you; basic, standard or advanced.
Receive a monthly benefit of up to 75% of your regular income in the event that you're unable to work.

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Income Protection - AXA - Income Insurance Plus Plan Comprehensive

Income Protection - AXA - Income Insurance Plus Plan Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$89.18 65 years $5,000 1234

Policy Summary:
This policy may be ideal to people who want to receive a monthly income stream in the event of sickness
Income protection insurance is generally also purchased with Life and TPD Cover.

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Income Protection - Zurich - Income Replacement Insurance Plus Comprehensive

Income Protection - Zurich - Income Replacement Insurance Plus Comprehensive Enquire
Monthly Premium Expiry Age Benefit Rating
$95.30 60 years $5,000 123

Policy Summary:
Tailored towards people who are looking to recevie a monthly income stream in the event of sickness
People who apply for Income protection insurance also apply for Life and TPD Cover.

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Latest News
Statistics show that Self Managed Superannuation Funds (SMSFs) have a significantly lower participation rate in life insurance and income protection insurance schemes held within the superannuation environment than those in standard super funds. Given that we all need these types of insurance, is this low participation rate something to worry about? How can you ensure [...]
Think about it – if you are permanently injured at age 20, income protection could pay 75% of your salary until you turn 65. Therefore, the premiums are usually larger than for some other insurance types … but that doesn’t mean they are unaffordable! Today we check out some ways you can dig up dirt [...]
Income protection insurance is one of the more involved types of insurance available today. It is highly tailorable – but your first policy can be tricky to navigate without some assistance.
It seems that these days it is possible to find a job in any number of fields, with some of them a little less than normal. However, in what some experts are describing as uncertain economic times average positions are quickly making way for weird jobs.
 
 

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Caulfield South
VIC 3162, Australia