Macquarie TPD TPD Any Occupation - TPD
| Star Rating |  What's this? |
|---|---|
| Cover Amount | $250,000 |
| Gender | Male |
| Age Group | 30 - 34 |
| Smoker | Non Smoker |
| Occupation | Professional |
| Expiry Age | 99 years |
$17.13
Policy Description
The policy provider will pay a lump sum should the owner become total and permanently disabled
Target Market
This policy has been created to provide a lump sum payment should total and permanent disability occur
Summary of Benefits
TPD Advance benefit, Financial Planning benefit, Indexation Increases, Future Increases, Life Insurance Buy Back
Add On Features
Double TPD option, Business Increase option
Payment Options
Annual or monthly. There is a loading if there premium is paid monthly.
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Underwriting Requirements
Up to age 45, $2 million no medicals, Up to age 50 $1 million no medicals, up to age 60 $500k no medicals
Ownership Ideas
Ideally self employed people should consider holding the life policy in a life insurance policy in the superannuation option. This will allow the premiums to potentially be tax deductible.
Comments
People who are interested in total and permanent disabiltiy are also interest in life insurance
Let a MoneyQuest accredited insurance consultant help you with this insurance policy.
Product Disclosure Statement
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