Zurich Life Cover Protection Plus - Death Benefit - Life Cover
| Star Rating |  What's this? |
|---|---|
| Cover Amount | $250,000 |
| Gender | Male |
| Age Group | 30 - 34 |
| Smoker | Non Smoker |
| Occupation | Professional |
| Expiry Age | 99 years |
$21.24
Policy Description
The owner of the policy will receive a lump sum in the event of death of terminal illness
Target Market
Tailored towards people who are looking to receive a lump sum in the event of death or terminal illness
Summary of Benefits
Benefit indexation Premium Freeze Terminal Illness Payment Guaranteed Future Insurability Death Benefit Payment Final Expense Benefit
Add On Features
Permanent Disablement Permanent Disablement Buy Back Waiver of Premium
Payment Options
Annual or monthly. There is a loading if there premium is paid monthly.
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Underwriting Requirements
Life- up to age 45 benefit amount of up to $1 million there are no medicals required, age 46 - 55 years old $750,000 there are no medicals required, age 56-65 up to$500,000 there are no medicals, age 66-70 up to $350,000 there are no medicals required
Ownership Ideas
Ideally self employed people should consider holding the life policy in a life insurance policy in the superannuation option. This will allow the premiums to potentially be tax deductible.
Comments
People who apply for Life insurance normally also apply for Total and Permanent Disablement
Let a MoneyQuest accredited insurance consultant help you with this insurance policy.
Product Disclosure Statement
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