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Compare Interest Rates

Instantly compare interest rates and features of hundreds of home loans from over 30 Australian lenders

At Ratesonline, we make it easy for you to search for home loans and compare interest rates and features so you can find the best loan to suit your needs. We constantly update our product information to ensure it’s the latest and most accurate data for you to make a clear comparison. Whether you’re looking to buy your first home or investing in real estate, save valuable time in comparing the many thousands of mortgages available to you.

Lowest Home Loan Rates for Friday, 10 February 2012

Company - Product	Interest Rate	Comparison Rate
ANZ - Fixed 2 year Yearly Interest In Advance	5.60%	7.07%
Citibank - 3 Year Fixed Rate	5.75%	7.10%
Citibank - 2 Year Fixed Rate	5.80%	7.25%
ANZ - Fixed 1 year Yearly Interest In Advance	5.84%	7.24%
Commonwealth Bank - MAV Interest In Advance 2 Year Fixed Rate	5.84%	7.38%

Company - Product	Interest Rate	Comparison Rate
State Custodians - standard variable offset	6.22%	6.30%
Home Loans Ltd - Homeloans Ultra Plus (<75% LVR, >$200k)	6.29%	6.64%
Suncorp - Money Manager Standard Variable My Home Packa..	6.30%	6.45%
Australian First Mortgage - Complete Option Variable Pro Pack Limited Tim..	6.35%	6.68%
BankWest - Premium Select (LVR < 75%)	6.35%	6.35%

Company - Product	Interest Rate	Comparison Rate
ING DIRECT - Orange Advantage	6.74%	6.95%
ING DIRECT - Orange Advantage (VIC/NSW/QLD)	6.74%	6.95%
BankWest - Equity Access	7.18%	7.50%

Company - Product	Interest Rate	Comparison Rate
AMP - Classic Club - 1 Year Intro Fixed	6.09%	7.29%
Suncorp - Introductory 1 Year Fixed Rate	6.15%	7.30%
BankWest - Mortgage Shredder Intro - 12 Month Variable	6.20%	7.20%
BankWest - Mortgage Shredder Intro - 12 Month Variable (..	6.20%	7.29%
AMP - Classic Club - Intro Variable	6.32%	7.40%

Company - Product	Interest Rate	Comparison Rate
AMP - Basic 2 Year Fixed Spring Campaign	5.99%	6.44%
AMP - Basic 3 Year Fixed Spring Campaign	5.99%	6.40%
AMP - Basic 1 Year Fixed Spring Campaign	6.09%	6.49%
Citibank - Basic Variable	6.45%	6.45%
AMP - Basic Variable Spring Campaign	6.52%	6.53%

Company - Product	Interest Rate	Comparison Rate
Bank of Melbourne - Low Doc Portfolio 3 Year Fixed	6.24%	7.33%
Bank of Melbourne - Low Doc Portfolio 1 Year Fixed	6.29%	7.56%
Suncorp - Money Manager Asset Line My Home Package Spec..	6.30%	6.45%
Home Loans Ltd - Homeloans Ultra Plus LOC (<75% LVR, >$200k)	6.54%	6.89%
Home Loans Ltd - Homeloans Ultra LOC (<75% LVR, >$200k)	6.64%	6.66%

The interest rate and features of each home loan vary and whilst it may appear that a bank has just a few home loans to offer, there are in fact many different variations of each home loan available that, depending on your requirements and financial situation, could be more suitable to your needs.

Our home loan comparison tools analyse and compare loans allowing for simple and clear comparison of interest rates, application fees, monthly repayments and more. Unsure of your borrowing power? Enter your estimated income and expenditures into our home loan calculators to gain an understanding of how much you can borrow or how interest rate changes will impact your monthly repayments.

Still unsure which is the right loan for you? We have a team of Mortgage Experts who can offer you independent and free mortgage advice to help you find the best deal. Make an informed choice and save!