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We provide free and objective interest rate comparison information amongst the country's leading financial institutions. Compare Home Loans, compare Credit Cards and enquire about Commercial Loans all in the one place.

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Fixed Rate Home Loans	Variable Rate Home Loans
Professional Package Home Loans	Intro or Honeymoon Rate Home Loans
Basic Home Loans	Line of Credit Home Loans
Low Doc Home Loans	Reverse Mortgage Home Loans

Our Lowest Home Loan Rates for Friday, 21 November 2008


Company	Product	Rate	Comparison	Info

BankWest	2 yr fixed	5.99%	7.50%

BankWest	1 yr fixed	6.29%	7.68%

HomeSide Lending	<$250K HomePlus Intro Rate	6.39%	7.69%

HomeSide Lending	>$250K HomePlus 1yr Intro	6.39%	7.51%

BMC	1 year fixed	6.49%	8.37%


Company	Product	Rate	Comparison	Info

RAMS	Easy Start	6.84%	7.02%

RAMS	IO Maximiser	6.89%	7.19%

St George Bank	No Deposit Home Loan (LEF)	7.06%	7.24%

Suncorp	Variable >$250K 0.70% Disc	7.10%	7.24%

ING DIRECT	Variable	7.19%	7.76%


Company	Product	Rate	Comparison	Info

St George Bank	Fixed 1yr Intro	5.89%	7.86%

HomeSide Lending	<$250K Intro HomePlus Rate	6.39%	7.69%

HomeSide Lending	>$250K Intro HomePlusRate	6.39%	7.51%

Commonwealth Bank	1 yr fixed MAV 0.15% Disc	6.44%	7.28%

Commonwealth Bank	MAV>$250K 1 Yr Guaranteed	6.59%	7.56%


Company	Product	Rate	Comparison	Info

St George Bank	Fixed 1yr Intro	5.89%	7.70%

NAB	1 yr Intro fixed	5.99%	8.26%

BankWest	Intro Fixed Mort Shredder	6.29%	7.68%

HomeSide Lending	Intro Red Mort<$300K	6.39%	7.92%

Police and Nurse Credit Society	Concessional Lifestyle 1 yr Disc	6.49%	7.54%


Company	Product	Rate	Comparison	Info

Police and Nurse Credit Society	Easypay Home Loan	6.97%	7.06%

RAMS	Basic	6.99%	7.05%

Westpac	FHOB First Option QLD/WA/VIC/TAS/SA..	7.01%	7.01%

Westpac	First Option>$250K 0.12 Disc	7.01%	7.15%

St George Bank	Promotional Basic Home Loan	7.02%	7.03%


Company	Product	Rate	Comparison	Info

The Rock Building Society	1 yr fixed Equity Line	6.79%	7.92%

The Rock Building Society	2 yr fixed Equity Line	6.89%	7.84%

The Rock Building Society	3 yr fixed Equity Line	6.99%	7.79%

NAB	Home Equity LOC	7.22%	8.03%

The Rock Building Society	5 yr fixed Equity Line	7.29%	7.78%

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Mortgage Doctor

Q	How much can I borrow?
A	This depends on a range of factors including your personal circumstances, the price of the property and any valuation that may be required (a bank valuation may not be the same as the purchase price). Depending on the lender, they may be prepared to lend up to 95% of valuation, depending on your ability to repay. It's worth noting that loans of more than 80% valuation often require mortgage insurance, which the borrower pays for.
Click here for more questions and answers from the mortgage doctor.