Mortgage Rates Online
Rates Online understands how daunting it can be to make a decision on which mortgage provider to go with. Below we have provided a comprehensive overview of major mortgage policies that include details of mortgage rates, application fees, and repayment amounts based on your requirements. Make sure you get the best mortgage rate in Australia on your home loan.
Compare Variable Rate Mortgages
Variable Rate Mortgages - Choicelend - Performance Plus (Special <=65%)
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.45% | 6.46% | $0 | $1,258 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments permitted for all Variable products only. Early repayment fees apply if the loan is paid out within the first 5 years MORE INFO >
Compare Low Doc Mortgages
Low Doc Mortgages - Choicelend - Performance Plus Low Doc 2 Yr Fixed Rate Lock <=60%
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 7.19% | 6.83% | $0 | $1,356 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments only available for Variable products MORE INFO >
Compare Professional Package Mortgages
Professional Package Mortgages - Resi - Smart Pro (With Fee)
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.59% | 6.83% | $237 | $1,276 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Yes, DEF only applies if loan discharged within the first 5 years. MORE INFO >
Compare Professional Package Mortgages
Professional Package Mortgages - The Rock Building Society - Rock Star >$250K 1% Special Offer
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.64% | 6.83% | $0 | $1,283 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Unlimited with the exception of full repayment within first 4 years. MORE INFO >
Compare Professional Package Mortgages
Professional Package Mortgages - The Rock Building Society - Rock Star LOC>$250K 1% Special Offer
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.64% | 6.83% | $0 | $1,283 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Unlimited. (Excluding full repayment within first 4 years) MORE INFO >
Compare Intro Rate Mortgages
Intro Rate Mortgages - Commonwealth Bank - Rate Saver 3 Year Special
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.68% | 6.84% | $600 | $1,288 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional Repayments can be made without incurring an Early Repayment Adjustment (ERA) MORE INFO >
Compare Variable Rate Mortgages
Variable Rate Mortgages - Home Loans Ltd - Premium Saver
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.59% | 6.84% | $199 | $1,276 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments may be made at any time (not applicable for fixed option). MORE INFO >
Compare Fixed Rate Mortgages
Fixed Rate Mortgages - NAB - Choice 1 yr fixed
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.84% | 6.84% | $600 | $1,309 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Not permitted MORE INFO >
Compare Variable Rate Mortgages
Variable Rate Mortgages - Police and Nurse Credit Society - Dream Home Loan
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.74% | 6.84% | $818 | $1,296 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments are allowed. MORE INFO >
Compare Basic Mortgages
Basic Mortgages - Suncorp - Back To Basics >$250K 0.10% Disc (=>90%)
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.96% | 6.84% | $600 | $1,325 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Unlimited additional repayments. MORE INFO >
Compare Variable Rate Mortgages
Variable Rate Mortgages - Suncorp - Variable >$250K 0.70% Disc (<90%)
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.74% | 6.84% | $600 | $1,296 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional Repayments - unlimited.
Fees apply if loan is paid out within first three years. MORE INFO >
Compare Basic Mortgages
Basic Mortgages - Westpac - Flexi First Option
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.81% | 6.84% | $600 | $1,305 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >
Compare Basic Mortgages
Basic Mortgages - Westpac - Flexi First Option Investment
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.81% | 6.84% | $600 | $1,305 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Additional repayments can be made at any time without penalty (no minimum). DEF will apply if loan is repaid in full within 4 years. MORE INFO >
Compare Variable Rate Mortgages
Variable Rate Mortgages - Adelaide Bank - SmartFit Home Loan
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.74% | 6.85% | $595 | $1,296 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
Variable rate - Extra repayments may be made at any time without penalty
Fixed rate - Up to $20K per annum above normal repayments may be made withou... MORE INFO >
Compare Line of Credit Mortgages
Line of Credit Mortgages - HomeSide Lending - Peak Performance >$250K
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.72% | 6.85% | $600 | $1,293 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
MORE INFO >
Compare Low Doc Mortgages
Low Doc Mortgages - HomeSide Lending - Peak Performance Lo Doc >$250K
| Interest Rate | Comparison Rate | Application Fee | Monthly Repayment Est. |
|---|---|---|---|
| 6.72% | 6.86% | $900 | $1,293 |
- Offset
- Redraw
- Nill Ongoing Fees
- Fortnightly Repayments
Extra Repayments:
MORE INFO >
















