This loan is suitable for
Available for loan amounts $10,000 - $1,000,000
A person who is self employed - 100%, Self-employed applicants must have been operating for a minimum of 2 years, to establish a reliable income stream. 2 years personal and business tax returns/financials to be provided..
Home Loan Loan Term
Loan term up to 30 years
Home Loan Loan Size
For loans with a minimum value of $10,000 and a maximum of $1,000,000
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Repayment Options
Fortnightly repayments accepted.
Monthly repayments accepted.
Extra Repayments
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Split Loan Facility
Split loan is available - Loan must be split at time of application. $100 fee applies per split..
Offset
Offset is available - Available on Variable and fixed rate products.
Offset account is fully transactional with $10 per month free transactions. Refer to Product Specifications/Fees and Charges guide for full details..
Redraw Facility
Redraw is available - (Online), If manual redraw - $50 fee applies.
LVR for Fixed Rate Mortgages - Adelaide Bank - 5 Year SmartFix
Maximum available LVR is 95%
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Fees for Fixed Rate Mortgages - Adelaide Bank - 5 Year SmartFix
Monthly Fee $10.00
Annual Fee $0
Establishment Fee $0
Discharge Fee $325
Legal Fee $0
Portability Fee $350
Settlement Fee $100
Switching Fee $350
Early Termination Fee $0
Credit Increase Fees - $175 plus $150 security handling fee.
Refer to ABL Personal Lending Fees & Charges found in Supplementary Documents for all other fees
Repayment Recalculation Fee $50
